Latest Deal - NatWest 2 Year Fixed »
Call FREE - 0800 158 2934
- £250 CASHBACK
- 2 Year Fixed up to 60% LTV Deal »
- Call FREE - 0800 158 2934
Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.
Compare best remortgages - use our mortgage tables below to see a selection of market leading mortgage deals - alternatively if you need advice - call our independent mortgage team on 0117 332 6063.
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
|---|---|---|---|---|---|---|
 £250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 1.54% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 158 2934 | Fixed | 1.83% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
 Call FREE on 0800 096 7447 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 1.95% Reverts to 3.99% | 5 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term. | ||||||
 £400 CASHBACK Call FREE on 0808 178 6813 | Fixed | 1.98% Reverts to 4.74% | 2 Years | 75% | No | More Info > |
| £400 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 2.00% Reverts to 3.99% | 5 Years | 75% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 096 7447 | Tracker | 2.04% Reverts to 3.99% | 2 Years | 70% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 096 7447 | Tracker | 2.07% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 096 7447 | Fixed | 2.36% Reverts to 3.99% | 5 Years | 85% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term. | ||||||
 Call FREE on 0800 077 4336 | Fixed | 2.49% Reverts to 3.94% | 10 Years | 60% | No | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 077 4336 | Fixed | 2.99% Reverts to 3.94% | 10 Years | 80% | No | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term. | ||||||
Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
| Mortgage Service | Independent Mortgage Advice | Mortgage Quotes Tailored to you | Fast Track Service | Mortgage Protection Review | Get Quotes |
|---|---|---|---|---|---|
 |  | | | | More Info > |
Call 0117 332 6063 to speak to the Fair Mortgages team. |
|||||
Compare Remortgages Online
There are a number of different types of remortgage options to choose from, including:
- Fixed rate - rate is fixed for a specified period, so cannot be affected by base rate changes and is the same month on month until the end of the fixed rate term
- Tracker - tracks the Bank of England rate, so can go up or down
- Discounted - Usually has a period of two or three years where you pay less interest
- Offset - Offset the mortgage with any savings you have and pay interest on the difference
The two most basic points to consider are:
- Which type of interest rate deal to choose
- Which method of payment to use
Once you have decided which type of deal to go for, one of the main things to think about when you compare remortgages is the rate of APR attached to the loan, and also any setup fees; a low APR may actually turn out to cost you more in the long run if there are huge set up fees.
Repayment mortgages involve simple monthly repayments consisting of both the interest owed, as well as a percentage of the initial loan. Assuming all repayments are kept up with, the customers is is largely guaranteed to own the property outright at the end of the period.
Interest only mortgages allow customers to simply pay off the interest every month, and the loan itself is not repaid until the end of the mortgage. These agreements may be more favorable for first time buyers, as their monthly repayments are often comparatively smaller initially.
It is also worth considering the additional costs associated with remortgaging your property, such as:
- Closing down fee on your current mortgage lender – this has been reduced in recent years.
- Legal fees and a valuation – this is often refundable.
- Arrangement fees – the cheapest deals often have the highest arrangement fees and it is therefore worth carefully weighing up these costs
Top 5 Mortgage Deals
Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
|---|---|---|---|---|---|---|
£250 CASHBACK Call FREE on 0800 096 7447 | Fixed | 1.54% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 077 4336 | Fixed | 1.69% Reverts to 3.94% | 3 Years | 60% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 158 2934 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 1.95% Reverts to 3.99% | 5 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term. | ||||||
£250 CASHBACK Call FREE on 0800 096 7447 | Fixed | 1.95% Reverts to 3.99% | 5 Years | 60% | Yes | More Info > |
| £250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term. | ||||||
Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker
Remortgage Reviews
- Abbey Remortgage
- Alliance and Leicester Remortgage
- Barclays Remortgages
- Chelsea Remortgages
- Halifax Remortgage
- HSBC Remortgages
- Lloyds Remortgage
- London Remortgage
- Nationwide Remortgage
- Natwest Remortgages
- Northern Rock Remortgage
- Post Office Remortgage
- Santander Remortgage
- RBS Remortgage
- TSB Remortgage
- Virgin Money Remortgage
- Woolwich Remortgage
Popular Remortgage Terms
- 2 Year Fixed Rates
- 5 Year Fixed Rates
- Adverse Credit Remortgage
- Adverse Remortgage
- Bad Credit Remortgage
- Bad Debt Consolidation Remortgage
- Bad Debt Remortgage
- Best 2015 Remortgage Deals
- Best Remortgage Deals
- Best Remortgage Rates
- Best Remortgages
- Buy To Let Remortgage
- CCJ Remortgage
- Cheap Remortgage
- Cheapest Remortgage Deals
- Compare Remortgage Rates
- Compare Remortgages
- Credit Problem Remortgage
- Fixed Rate Remortgages
- Fee Free Remortgages
- Flexible Remortgage
- Interest Only
- Interest Only Remortgage Calculator
- Low Cost Remortgage Deals
- No Fee Remortgage
- Non-Status Remortgage
- Offset Remortgages
- Poor Credit Remortgage
- Re-mortgages
- Remortgage Advice
- Remortgage Best Buys
- Remortgage Broker
- Remortgage Calculator
- Cashback Offers
- Remortgage Comparison
- Remortgage Deals
- Remortgage for Debt Consolidation
- Remortgage House
- Remortgage Lenders
- Remortgage Offers
- Remortgage Problems
- Remortgage Rates
- Remortgage Rates 50% LTV
- Remortgage Rates 60% LTV
- Remortgage Rates 80% LTV
- Remortgage Rates 90% LTV
- Remortgaging
- Self Cert Remortgage
- Residential Remortgage
- Self Certification Remortgage
- Self Employed Remortgage
- Top 10 Remortgage Deals
- 2 Year Tracker Rates