HSBC Mortgage Offer – 5 Year Fixed 60% LTV
HSBC – 5 Year Fixed Deal
- Initial Rate – 1.44%
- 60% Loan To Value (LTV)
- 5 Year Fixed
Click here for more details
Reverts to 6.99%
Reverts to 6.99%
There are no tables for this criteria
Reverts to 3.59%
Reverts to 4.04%
Reverts to 3.54%
Reverts to 4.74%
There are no tables for this criteria
There are no tables for this criteria
Reverts to 4.54%
Why consider a residential remortgage
There are a variety of reasons for considering a residential remortgage, including:
- To save money – if you’ve come to the end of a deal, you may find that another lender will be willing to offer you a better rate allowing you to save money on your monthly payments.
- To raise money – if there is some equity in your property, a residential remortgage could allow you to release some of these funds
- To avoid having to move home – if you need more space, it can sometimes be cheaper to add an extension to your existing property rather than moving house, and remortgaging could help to fund this.
- To take advantage of a change in your financial situation – if your finances have improved since you originally took out your mortgage, you could find that a new lender will offer a more competitive interest rate.
Before remortgaging you should consider:
- Your current repayments – will you pay more or less each month by remortgaging? Will remortgaging offer you greater flexibility over monthly payments?
- Conditions on your current residential mortgage – will you incur a penalty fee for remortgaging?
- Additional costs – don’t forget to factor in extra costs such as legal fees before you decide to remortgage
When you apply for a residential remortgage you will be expected to meet certain criteria – if you do not meet these requirements, your application may be rejected. Mortgage lenders will consider factors such as:
- How much existing equity do you have?
- How much do you earn?
- How stable is your income?
- Do you have any outstanding debts?
- Do you have a good credit history?
Post Office
Latest Mortgage Deals…
- From £250 to £1,000 Cashback on selected deals
- Standard valuation of your property paid for
Post Office provide a mortgage repayment calculator where you can work out how much your monthly payments will be – click here for more details »
Types of residential remortgage
If you are searching for a residential remortgage deal, there are several types available, including:
- Tracker remortgage – your repayments vary depending on the tracked index
- Fixed rate remortgage – your repayments are fixed for a set period
- Offset remortgage – you can use savings as part of your mortgage repayments
- Interest only remortgage – you only pay the interest on your mortgage each month, repaying the capital at the end of the mortgage term
Lender rates change daily and with a multitude of different remortgage products available it’s near impossible for an individual to compare them all.
Latest NatWest Mortgage Deals
