Remortgage Rates 50% LTV

50% LTV remortgage

Searching for a low LTV remortgages, such as a 50% LTV remortgage, can mean that you have more choice, as lenders will often see those with a high amount of equity as a low risk lending choice. 50% LTV mortgages require 50% equity. In general, the greater the amount of equity you have in your existing property, the lower the rate and cheaper the deal you will be able to get.

Finding the best 50% LTV remortgage deal for you

It pays to search the market to ensure that you get the best 50% LTV remortgage deal for you. To make life easier, use the FREE remortgage calculator tool above to instantly compare the latest remortgage deals. Once you find a remortgage deal that fits your requirements, you will need to make sure that you fulfill the criteria set by the lender. The exact requirements will vary from one mortgage lender to another, but in general most mortgage lenders will look at factors such as:

• How much existing equity do you have? – With 50% equity, your choice of 50% LTV remortgage deals is likely to be high as you should be seen as a low lending risk.
• How much do you earn, and is your income stable?
• Do you have any outstanding debts or any marks on your credit file?

Searching for 50% LTV remortgage deals

When you are looking for a remortgage deal it’s essential to compare as wide a range of deals as possible. However, this can be very time consuming because remortgage rates change all the time, making it hard to keep up to date with the latest deals.

Post Office

Latest Mortgage Deals…

• From £250 to £1,000 Cashback on selected deals
• Standard valuation of your property paid for

Post Office provide a mortgage repayment calculator where you can work out how much your monthly payments will be – click here for more details »