Self Employed Tracker Mortgages
Compare Self Employed Tracker Mortgages
Call NatWest FREE on 0800 158 2934
- 2 Year TRACKER 60% LTV deal »
- Call FREE - 0800 158 2934
Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.
Compare latest self employed tracker mortgages - use our mortgage tables below to see a selection of market leading mortgage deals - alternatively if you need advice - call our independent mortgage team on 0117 332 6063.
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
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Call FREE on 0800 077 4336 | Tracker | 1.44% Reverts to 3.94% | 2 Years | 60% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 077 4336 | Tracker | 1.59% Reverts to 3.94% | 2 Years | 75% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0330 057 1528 | Tracker | 1.75% Reverts to 4.79% | 2 Years | 70% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0330 057 1528 | Tracker | 1.77 Reverts to 4.79% | 2 Years | 75% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0330 057 1528 | Tracker | 1.99% Reverts to 4.79% | 2 Years | 80% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 077 4336 | Tracker | 2.04% Reverts to 3.94% | 2 Years | 85% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 158 2934 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 096 7447 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 096 7447 | Tracker | 2.07% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 158 2934 | Tracker | 2.07% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0808 178 6813 | Lifetime Tracker | 4.74% | Lifetime of the mortgage | 90% | No | More Info > |
Early redemption charges may apply. Overall Cost for Comparison 4.90% APRC. This is the cost of the mortgage over the full term. |
Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Compare Self Employed Tracker Mortgages
It has always been slightly more difficult for a self employed person to find an affordable mortgage deal, but it is by no means impossible. There are a number of specialist lenders that may offer customers a quote, assuming they meet with their criteria. If you are looking for a self employed tracker mortgage, there are several factors that should be taken into consideration:
- It is possible that lenders may require larger deposits or charge higher interest rates for self employed, so it could be crucial to shop around for self employed tracker mortgage deals
- Comparing several self employed tracker mortgages from different providers can help to narrow down the best offers
- Lenders may offer more favourable mortgage deals to self employed people who can prove they will be reliably employed on a long term basis
- In order to receive a favourable offer from a lender, providing a regular source of income with audited accounts may be essential
As you search for self employed tracker mortgage deals, you may wish to consult the mortgage comparisons table below. It contains information on offers from several different providers. A self employed tracker mortgage will generally have its interest linked to the Bank of England base rates, although starting rates may initially be set by the provider. These types of deal are often popular with customers due to the fact that their rates move up or down in sync with any changes to the Bank of England base interest rate, and cannot be influenced by the provider.
A tracker mortgage with flexible payment options may also be of interest to a self employed person. Such mortgages may offer the option to make over- or underpayments, meaning that you could make larger payments at times when business is good, and smaller payments during quieter periods.
For independent mortgage advice call our mortgage team on 0117 332 6063.
Mortgage Service | Independent Mortgage Advice | Mortgage Quotes Tailored to you | Fast Track Service | Mortgage Protection Review | Get Quotes |
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Call 0117 332 6063 to speak to the Fair Mortgages team. |