Zurich structured Investment Products
Structured products offer a range of benefits such as:
- Exposing your capital to higher risk for potentially enhanced returns
- A choice of plans which can provide for income or capital growth
- Potentially higher returns with fixed investment terms
- Protecting up to 100% of your original investment (with capital protected products)
- Maximising your ISA allowance or SIPP
But, structured investments might not be suitable for you if you:
- Want guaranteed returns on your investment
- Don’t want your investment returns linked to the stock market
- Foresee needing instant access to your money
- Are looking to pay into an investment regularly
If you think that structured investment products sound like they might fit into your investment portfolio, use our free comparison table to check out some of the latest offers and apply today.
The safety of your original capital depends on the ability of the counterparty (rather than the product provider) to repay your investment at the end of the term. You can assess the strength of a counterparty, and therefore the relative risk to your investment, by comparing their credit rating score, from AAA to D, using a credit rating agency such as Standard & Poor’s (www.standardandpoors.com) or Fitch (www.fitchratings.com).
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.