Structured product investments ‘more attractive’ than 12 months ago
29 January 2010 / by Andy Davies
Structured products are more popular now than they were a year ago, according to new research by Barclays Wealth.
Following a survey of more than 300 independent financial advisers (IFA), 69 per cent said they believed structured products had become a more attractive investment over the past year.
In contrast, only seven per cent of IFAs said they thought the products had lost some of their appeal, while one in five claimed their popularity over the last year remains unchanged.
Welcoming the findings, Lisa Chaudhuri, manager at Barclays Wealth said: “It is encouraging to see that advisers increasingly appreciate the merits of structured products despite a difficult year for the investment industry.
“The challenge has always been to secure for structured products a more prominent place in personal portfolios, and the research – and continued strong demand – suggests that this is increasingly happening as advisers’ perception changes.”
© Fair Investment Company Ltd
| Product Name | ISA Option | Maximum Potential Return | Term | More Info | |
|---|---|---|---|---|---|
 |
FTSE 100 Enhanced Kick Out Plan |  |
10% per annum |
Up to 6 years |
More Info > |
| Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 10% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer. | |||||
 |
10:10 Plan | |
11% per annum |
10 years | More Info > |
| Structured investment plan with the potential to mature after years 2, 3, 4, 5, 6, 7, 8, 9 or 10. If the plan matures early it will return 11% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer. | |||||
|
FTSE 100 Step Down Kick-Out Plan | |
7.25% per annum |
Up to 6 years |
More Info > |
| Structured investment plan with the potential to mature after years 2, 3, 4, 5 or 6. If the plan matures early it will return 7.25% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer. | |||||
|
FTSE 100 Defensive Step Down Kick-Out Plan | |
6.15% per annum |
Up to 6 years |
More Info > |
| Structured investment plan with the potential to mature after years 2, 3, 4, 5 or 6. If the plan matures early it will return 6.15% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer. | |||||
|
FTSE 100 Defensive Kick-Out Plan | |
6.75% per annum |
Up to 6 years |
More Info > |
| Structured investment plan with the potential to mature after years 3, 4, 5 or 6. If the plan matures early it will return 6.75% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer. | |||||
|
FTSE 100 Kick Out Deposit Plan | |
6% per annum |
Up to 6 years |
More Info > |
| Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer. | |||||
|
6 Year Defensive Deposit Plan | |
25% at end of term |
6 years | More Info > |
| 6 year capital protected structured deposit plan which aims to return 25% if the FTSE 100 is higher than 75% of Initial Level. Also available for Cash ISA and ISA transfer. | |||||
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
| Product Name | ISA Option | Income Yield | More Info | |
|---|---|---|---|---|
|
FTSE 100 Enhanced Income Plan | |
4.20% fixed income |
More Info > |
| TAX FREE FIXED INCOME: 5 year investment plan paying a fixed monthly income of 0.35% (equivalent to 4.20% annually). Available as a Stocks & Shares ISA, non-ISA investment and ISA transfer. | ||||
|
FTSE 100 Defensive Income Plan | |
7.20% per annum |
More Info > |
| A maximum 8 year investment plan paying a potential annual income of 7.20%. Also available for Stocks & Shares ISA and ISA transfer. | ||||
 |
FTSE Monthly Contingent Income Plan | |
6.00% per annum |
More Info > |
| Maximum 10 year structured investment plan paying a potential monthly income of 0.50% (equivalent to 6.00% annually) and the opportunity to mature quarterly from year 2 onwards. Also available as a Stocks & Shares ISA investment and ISA transfer. | ||||
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
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