Structured Deposit Plans
Compare latest structured deposit plans from 2 to 6 years with FSCS protection in 2024
Deposit Plan Offer
Looking for a Capital Protected alternative to Cash?
Potential 28.75% after 4 years
- Potential 28.75% if the FTSE 100 rises by any amount after 3 years
- Equivalent to 7.19% per year
- 4 year term
- Available as cash ISA, non ISA or ISA transfer
- Capital Protected – receive your initial capital back at the end of the term no matter how the FTSE 100 performs
Structured Deposit Plans
Offer savers an alternative to fixed rate bonds with the potential for higher returns but the peace of mind that your capital is protected and you are covered by the FCSC deposit scheme in the UK. If you are looking to tie money away for 2 years plus, structured deposit plans may be worth considering.
These plans have a fixed term and have a return linked to the performance of an underlying asset, e.g. the FTSE 100.
Structured deposits are appropriate for people with a low appetite for risk but are willing to accept a return on the deposit involving some exposure to the stock market.
While returns are not normally guaranteed, they offer the potential for competitive rates of return compared to fixed-term bonds.
As structured deposit plans are cash-based, they are eligible for the Financial Services Compensation Scheme (FSCS) up to £85,000 per person per institution in the same way that savings accounts are.