Santander Fixed Rate Bonds

Santander Fixed Rate Bonds

Compare UK Fixed Rate Savings Deals

Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Tesco Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£500
Account
Aldermore Bank 9 Month Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
9 Months
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Nationwide 1 Year Fixed Rate Online Bond
Interest Rate
4.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 9 Month Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
9 Months
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Nationwide 1 Year Fixed Rate Online Bond
Interest Rate
4.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Royal Bank of Scotland 1 Year Fixed Term Savings Account
Interest Rate
3.80%
AER (3.74% Gross p.a.)
Term
1 Year
Minimum Deposit
£1
Terms and Conditions: Royal Bank of Scotland’s best Fixed Term Savings Rates are 3.80% AER/(3.74% Gross p.a.) fixed for 1 year and 3.40% AER/(3.35% Gross p.a.) fixed for 2 years. Offer available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 3rd January 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a Royal Bank of Scotland personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
Up to 4.10%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Freetrade UK Treasury Bills
Interest Rate
5% +
annualised yield
Term
1 Month Rolling
Minimum Investment
£50
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Royal Bank of Scotland 2 Year Fixed Term Savings Account
Interest Rate
3.40%
AER (3.35% Gross p.a.)
Term
2 Years
Minimum Deposit
£1
Terms and Conditions: Royal Bank of Scotland’s best Fixed Term Savings Rates are 3.80% AER/(3.74% Gross p.a.) fixed for 1 year and 3.40% AER/(3.35% Gross p.a.) fixed for 2 years. Offer available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 3rd January 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a Royal Bank of Scotland personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
ICICI Bank 3 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
ICICI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
6% pa
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Annual Fixed Interest Deposit Plan

Annual Income
4.04%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Monthly Fixed Interest Deposit Plan

Annual Income
4.02%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return
15.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

IDAD Goldman Sachs Callable Growth Deposit Plan

Potential Return
8% pa
or 3 x Index growth (capped at a maximum return of 48%)
Term
Maximum 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Santander Fixed Rate Bonds

Compare Santander fixed rate bonds with other leading savings deals from UK savings providers.

Santander fixed rate bonds might be right for you if:

  • You can afford to keep your cash locked away for at least 12 months
  • You want a competitive interest rate
  • You will not need instant access to your cash

But before you make your mind up about Santander fixed rate bonds, you could compare other leading fixed rate savings accounts using our simple comparison tables above.

Since any type of fixed term bond involves you locking your money away for a certain period it’s important to make sure you are getting the best plan before you do so. Using the above tables you can compare different fixed rate bonds from various providers to see if you can find which one might be the best choice of plan for your needs.

Although fixed rate bonds vary between plans they normally share a few common features such as:

  • The interest rate you are offered will stay consistent no matter what happens to the market in general over the course of your bond. This means you may be locked into an uncompetitive rate should rates start to rise while your money is locked away in a fixed rate bond, but at the same time could secure you a better deal if they fall over the same period.
  • You cannot make any withdrawals or additional deposits once you have set up the account
  • You cannot close the account early without incurring some form of forfeit.
  • Many bond providers will convert your bond into an instant access savings account when the term ends unless you otherwise tell them what you wish to be done with it.
  • Tend to offer higher interest rates than their instant access alternative