Salon Insurance

Whether you have a hair, beauty or tanning salon, or sports treatment practice, it is important that you are protecting your business with the proper salon insurance.

Without this, you could be left high and dry in the even that someone makes a claim against you or your business suffers damage. With salon insurance, you could be protected for:

• Public liability
• Buildings
• Contents and stock
• Theft or vandalism
• Computer breakdown
• Loss of earnings

To find the best salon insurance that offers the cover you need and good value for money, compare quotes from a variety of providers using our free comparison table.

Types of Salon Insurance

Hairdresser Salon Insurance

Hairdressing salons are often hectic places with a lot of footfall and a range of equipment and chemicals on site.

A good hair salon insurance policy should cover you for the salon building and employees, as well as customers, for various aspects such as injury, loss of earnings, and treatments liability.

Barbers Salon Insurance

Barber shops can offer a simple cut right up to a close shave and, as you are working around members of the public, you should also consider investing in public liability cover.

This insurance covers you against claims in case an accident occurs on your premises which leads to legal or financial issues.

Beauty Salon Insurance

Beauty salons often utilise high end equipment for various treatments, from manicures to facials.

Having expensive equipment on site can make you a target for thieves, so having a good policy that protects you from that is imperative.

Moreover, it is important to ensure you have public liability insurance to protect you from claims made my clients who may have an allergic or negative reaction to products or treatments had in your salon.

Make Up Salon Insurance

Make up salon insurance protects make up artists and their equipment.

If you specialise in a certain type of make up, such as wedding make up or theatre make up, our brokers can also help you find cover for your specific needs.

Tanning Salon Insurance

If you run a tanning salon, you know how expensive tanning beds and associated equipment can be. The loss of theft of just one can have a substantial effect on your income.

Your premises and its contents should therefore be protected as part of your policy, and it is a good idea to have public liability insurance in case a customer has a bad reaction to any tanning products or equipment used in your salon.

Self Employed / Mobile Salon

There are many people who work as freelance or mobile salon workers.

If you are self-employed or run a mobile salon that operates from your home or the homes of your customers, you will still need to have insurance – such as beauty insurance, barbers insurance or massage insurance.

Public liability insurance is important for self-employed and mobile salon specialists; should anything happen to one of your customers during an appointment you will need to be properly protected otherwise you could find yourself in legal or financial difficulty.