RAC Breakdown Insurance
Compare RAC With The UK Breakdown Cover Market
Car Breakdown Quotes
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- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
Free Onward Travel for 12 months when you choose National Recovery
RAC Breakdown Insurance
With RAC breakdown cover you can choose from a range of different levels, so you get complete peace of mind. Whether you’ve run out of fuel, have a punctured type, or a flat battery, RAC will come and help you get back on the road. With RAC breakdown insurance you can choose a package to suit your requirements. Depending on which level you choose.
RAC breakdown Insurance offers:
- Patrols fix 4 out of 5 vehicles at the roadside
- Priority rescue for anyone in a vulnerable situation
- Over 1600 highly trained and dedicated patrols
- £1000 worth of key cover whether your keys are lost, stolen or broken
- Rated number 1 UK brand for services for the fourth time
- Options for battery rescue – The RAC will source and fit a new battery up to the value of £600 if yours cannot be recharged with no additional charge
- Don’t get stranded on the side of the road – choose from the wide range of options available with RAC breakdown insurance for complete peace of mind.
Breakdown cover
It doesn’t matter if you have a brand new car or an older model, having a breakdown policy in place is a good idea for all drivers, some policies can help you get going again after mishaps that could happen with any car such as the loss of keys or misfueling of a vehicle.
Having a policy in place, such as RAC breakdown insurance can work out as both faster and cheaper than arranging for a mechanic to come out to you on the roadside yourself.
Levels of cover
Different providers usually offer varying levels of cover with their different breakdown cover packages, although what they are called and exactly what each one offers will differ somewhat common features are:
- Roadside assistance: Usually the cheapest cover option available from a provider. It normally offers you with a set amount of time of free roadside labour, if the vehicle cannot be repaired then they will arrange for your vehicle to be towed to a nearby garage.
- Home Assistance: It is a common feature of roadside assistance policies to not provide cover for breakdowns that occur within a certain radius of your registered home address, often between ¼ of a mile and 1 mile. So if your vehicle won’t start as your leaving home or it breaks down around the corner you would need a policy that offers home assistance.
- Onward Travel: If your car cannot be readily repaired by the side of the road, but you wish to continue your journey with minimal hindrance then an onward policy can do so. Exactly what each provider offers in their onward travel policy can vary, but it is common to offer you with a hire car for a set amount of time.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available