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If you are running your own musical business, it is vital that you cover your back with a good public liability insurance policy.
Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
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Special Features
Public Liability
Up to £10 million
Employer Liability
Up to £10 million
Professional Indemnity
Up To £2 million standard cover
Public Liability Insurance for Musicians
Although not every job requires workers to have public liability insurance, for musicians it is certainly worth considering. Third party liability and personal accident cover can help to protect you should anybody level a claim against you. Furthermore, public liability insurance for musicians will provide financial help if you sustain an injury while using or handling equipment. Alternatively, if you own a venue where musicians come to play, you may also benefit from this type of cover. Although general deals are available, public liability for musicians can more specific cover, for example:
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Insurance for amateur and professional musicians
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Personal accident cover
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Varying levels of protection against third party claims
If you are unfortunate enough to be injured yourself, or to have a claim brought against you, your mind will be at ease if you have comprehensive cover in place. If this applies to you, why not apply for a quote today so you can focus all your energy on making music?