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If you are running your own firm, it is vital that you cover your back with a good public liability insurance policy.
Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
Business Public Liability Insurance
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Special Features
Public Liability
Up to £10 million
Employer Liability
Up to £10 million
Professional Indemnity
Up To £2 million standard cover
Professional Liability Insurance
Professional liability insurance should be considered if you make a business of selling specialist knowledge or skills. Professional liability insurance safeguards yourself and your business against any compensation sought by a client due to mistakes or negligence on your part. This insurance also extends to legal fees and costs.
Some professions are required by law to have professional liability insurance, such as lawyers or accountants. It is important to both conduct research and obtain advice if needed to ensure you got full and comprehensive cover for your area of business. Cover may also need to be extended beyond the time you close your business, due to the potentially extended periods between an event and a compensation claim.
To get professional liability quotes click on the links in the table above.