Principality Fixed Rate Bonds

Principality Fixed Rate Bonds

Compare UK Fixed Rate Savings Deals

Savings Offer – 1 Year Fixed Rate

1 Year Fixed Rate

Earn 4.50% AER Fixed Interest

  • Provider – Investec Bank
  • Minimum deposit – £5,000
  • Interest paid at maturity
  • Fixed rate for 1 year
Apply now for Investec Bank’s 1 Year Fixed Rate »
Savings & Investment Offers
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000

More info

Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 1 Year Fixed Rate Bond
Interest Rate
4.45%
Gross/AER
Term
1 Year
Minimum Deposit
£1

More info

Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.43%
Gross/AER
Term
18 Months
Minimum Deposit
£1

More info

Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000

More info

Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000

More info

Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000

More info

Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
2 Years
Minimum Deposit
£1

More info

Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000

More info

Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000

More info

Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.45%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.36%
Gross/AER
Term
3 Years
Minimum Deposit
£1

More info

Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.25%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1

More info

Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000

More info

Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1

More info

Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.15%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000

More info

Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000

More info

Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000

More info

Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 1 Year Fixed Rate Bond
Interest Rate
4.45%
Gross/AER
Term
1 Year
Minimum Deposit
£1

More info

Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000

More info

Account
Leeds Building Society 1 Year Fixed Rate Bond
Interest Rate
4.10%
Gross/AER
Term
1 Year
Minimum Deposit
£100

More info

Account
NatWest 1 Year Fixed Term Savings Account
Interest Rate
4.05% AER
(3.98% Gross p.a.)
Term
1 Year
Minimum Deposit
£1

More info

Terms and Conditions: NatWest’s Fixed Term Savings Rates are 4.05% AER/(3.98% Gross p.a.) fixed for 1 year and 3.90% AER/(3.83% Gross p.a.) fixed for 2 years. Offer available until 5pm on 26th February 2025 for new customers and 3rd March 2025 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 21st March 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a NatWest personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Royal Bank of Scotland 1 Year Fixed Term Savings Account
Interest Rate
4.05% AER
(3.98% Gross p.a.)
Term
1 Year
Minimum Deposit
£1

More info

Terms and Conditions: Royal Bank of Scotland’s Fixed Term Savings Rates are 4.05% AER/(3.98% Gross p.a.) fixed for 1 year and 3.90% AER/(3.83% Gross p.a.) fixed for 2 years. Offer available until 5pm on 26th February 2025 for new customers and 3rd March 2025 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 21st March 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a Royal Bank of Scotland personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
Up to 4.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1

More info

Account
Freetrade UK Treasury Bills
Interest Rate
5% +
annualised yield
Term
1 Month Rolling
Minimum Investment
£50

More info

Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000

More info

Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000

More info

Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.43%
Gross/AER
Term
18 Months
Minimum Deposit
£1

More info

Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
2 Years
Minimum Deposit
£1

More info

Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000

More info

Account
NatWest 2 Year Fixed Term Savings Account
Interest Rate
3.90% AER
(3.83% Gross p.a.)
Term
2 Years
Minimum Deposit
£1

More info

Terms and Conditions: NatWest’s Fixed Term Savings Rates are 4.05% AER/(3.98% Gross p.a.) fixed for 1 year and 3.90% AER/(3.83% Gross p.a.) fixed for 2 years.. Offer available until 5pm on 26th February 2025 for new customers and 3rd March 2025 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 21st March 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a NatWest personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Royal Bank of Scotland 2 Year Fixed Term Savings Account
Interest Rate
3.90% AER
(3.83% Gross p.a.)
Term
2 Years
Minimum Deposit
£1

More info

Terms and Conditions: Royal Bank of Scotland’s Fixed Term Savings Rates are 4.05% AER/(3.98% Gross p.a.) fixed for 1 year and 3.90% AER/(3.83% Gross p.a.) fixed for 2 years. Offer available until 5pm on 26th February 2025 for new customers and 3rd March 2025 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 21st March 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a Royal Bank of Scotland personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000

More info

Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000

More info

Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.45%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.36%
Gross/AER
Term
3 Years
Minimum Deposit
£1

More info

Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.25%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000

More info

Account
ICICI Bank 3 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000

More info

Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1

More info

Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1

More info

Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.15%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000

More info

Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000

More info

Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000

More info

Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000

More info

Account
ICICI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000

More info

Plan Name

MB UK 6Y Annual Step Down to 80 Kick Out Deposit Plan Y2

Potential Return
5.35%
per annum
Term
Up to 6 years
ISA Option

More info

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
5.75% pa
Term
Up to 6 years
ISA Option

More info

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y 90 Growth Deposit Plan

Potential Return
25%
at end of term
Term
4 years
ISA Option

More info

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

IDAD Goldman Sachs Callable Growth Deposit Plan

Potential Return
8% pa
or 3 x Index growth (capped at a maximum return of 48%)
Term
Maximum 6 years
ISA Option

More info

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Principality Fixed Rate Bonds Review

If you can afford to put some money aside and not have access to it for a set period of time, then a Principality fixed rate bond might be able to offer you a better rate of interest than their instant access options.

Principality fixed rate bonds feature:

  • Invest from £500 to £2million
  • Terms of 1, 2, 3, and 5 years
  • Additional deposits permitted while the bond remains on sale
  • No withdrawals permitted before the end of the bond’s term
  • Choice of monthly or annual interest payments

Some Principality fixed rate bonds permit early closure of the account; however early closures may be subject to a loss of a certain amount of days worth of interest, depending on the bond’s length. You may receive back less than you originally invested if that amount of interest has not yet accrued.

As opening a Principality fixed rate bond requires you to lock away your savings for a set period of time before you do so you might want to consider alternative types of saving plan as well as researching different fixed rate bonds.

Capital Protected Deposit Plan

Potential 28.7% after 4 years 

Return paid if the FTSE 100 rises by any amount after 4 years

  • Equivalent to 7.175% per year
  • 4 year term
  • Original capital back no matter how well the FTSE 100 Index performs
  • Available as cash ISA, non ISA or ISA transfer
More Plan Details »