Post Office Home Insurance 

Post Office Home Insurance Review

The Post Office offers home insurance arranged and administered by BISL Limited. They offer a range of policies to match different types of customers.

The Post Office divide its home insurance into two main categories:

• Under 50s home insurance
• Over 50s home insurance

The Post Office offers different benefits to policyholders in each of these categories, aiming to deliver tailored home insurance that offers the best possible value for money.

Which both types of policy, you can choose exactly what type of cover you need to suit your personal circumstances.

This includes:

• Buildings insurance
• Contents insurance
• Joint buildings & contents insurance

For homeowners, buildings and contents insurance is advisable, with buildings insurance being a requirement for most mortgages. For renters, contents insurance alone should be sufficient, as your landlord should cover the building. For landlords, the opposite will be true, and only buildings cover should be required.

Choosing Post Office home insurance

Whichever Post Office insurance policy you are considering, you could benefit from the following:

• A guarantee to beat your Home Insurance renewal quote by at least £50
• UK-based contact centres with a 24-hour claims line
• Post Office home insurance won the ‘Best Home & Contents Insurance Provider 2016’ by Your Money

Get Home Insurance Quotes »

Post Office Under 50s Home Insurance

Policy-holders under 50 can benefit from the following:

Buildings Cover

• Unlimited protection for your home against fire, storms, floods, theft, vandalism, and leaks
• Cover also includes the permanent fixtures in your home such as the wallpaper, kitchen units and bathroom set.
• Accidental damage cover up to £1000
• Unlimited alternative accommodation cover for you and your family

Contents Cover

• Your contents are covered up to £1500 per item
• Protection against loss or damage in and away from the home.
• Bicycles are also covered but if they are worth over £350 then they must be listed as an individual item
• You can set a level of cover to suit your needs
• New for Old Cover, items are replaced as new
• There is an extra 10% cover for Christmas, weddings and other religious festivals, one month before and after the event
• Locks and keys will be replaced up to a maximum of £500 per incident
• Garden contents will be covered up to £1000

Post Office Over 50s Home Insurance

Policy-holders over 50 can benefit from:

Buildings Cover

• Unlimited protection for your home against fire, storms, floods, theft, vandalism, and leaks
• This also includes permanent fixtures in your home such as the wallpaper, kitchen units and bathroom.
• Accidental damage cover up to £1000
• Unlimited alternative accommodation cover for you and your family

Contents Cover

• Accidental damage cover includes which also covers satellite equipment, televisions and aerials
• Unlimited alternative accommodation cover for you and your family
• Bicycles are also covered, but if they are worth over £350, then they must be listed as an individual item
• You can set a level of cover to suit your needs
• New for Old Cover, items are replaced as new
• There is an extra 10% cover for Christmas, weddings and other religious festivals, one month before and after the event
• Locks and keys will be replaced up to a maximum of £500 per incident
• Garden contents will be covered up to £1000, and plants are covered up to £1500 and £200 per claim for contents which are out in the open, such as patio furniture and BBQs which get stolen or damaged