Fair Investment

Equity Release ‘not Just For Those In Financial Trouble’

Avoid loyalty premiums: shop around for insurance urges Citizens Advice
13 July 2007

Equity release schemes, or unlocking the value of your property, are no longer the “last resort” for those in financial difficulty, according to Intune.

The Intune group, which is a subsidiary of the charity Help The Aged, has claimed that equity release schemes are not only beneficial for people in financial trouble, but can also provide extra cash for people in retirement.

Partnership manager for Intune Group, Glen Osgood, said that in some cases where “inheritance isn’t an issue”, many people are encouraging their elderly relatives to take up equity release so their parents can make the most of their own money in their retirement.

“We’re finding that a lot of people are actually using equity release to fund a similar or better lifestyle through their retirement. I’m talking here about people paying for a new car, exotic holidays and the like,” said Mr Osgood.

He added that it is the people “who want to do something nice in life because they’ve got the opportunity because they’re effectively asset rich but cash-poor and they see equity release as a way around that” who are increasingly taking up equity options.

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