Compare Norwich Union Personal Loans With UK Market
Top UK Personal Loan Offer
Great Personal Loan Rate from the Post Office
- Rates from 5.3% APR*
- Loans available for 1 to 7 years
- Borrow up to £25,000
- No arrangement fees or hidden charges
- Instant online decision
- Funds transferred within 2 working days
- No penalty for over payments
- Good credit history only
Selected Personal Loan Deals
Are you an existing customer of one of the banks below?
If you are an existing customer a number of banks provide preferential deals for personal loans.
Selected Existing Customer Loan Deals
There are no tables for this criteria
When Norwich union loans or Aviva loans were available they featured
- Loans from £7,000 to £25,000
- Delivery of your Loan Agreement to your home or work at a time to suit you
- Free next-day transfer of your loan to your bank account when you opt for the optional Courier Service
As such you may want to look for other loans with similar features. The above loan comparison tables will allow you see some of the features of various different loans at the same time.
Loan Calculators
There is not currently a Norwich Union loan calculator available, but may other providers do have loan calculators. If you are interest in taking out a loan with a specific lender, using a loan calculator can help you get an indication of how much it might end up costing you. You usually just need to enter how much you would like to borrow and how long you want the repayment term to be, the calculator will then generate an estimate of what your loan repayment amount could be using the lender’s Representative APR for a loan of that size.
However you should remember that if you proceed and apply for a loan from that lender your specific APR and repayment amount may differ from their Representative one. This is because lenders can tailor the specific APR they would be willing to give someone following an assessment of their credit history and other financial circumstances such as yearly earnings and any already existing credit commitments.
Things to consider
Before you apply for a personal loan, along with doing your research and shopping around to try and get the best loan for your specific needs you may also want to look into alternatives to borrowing. For instance if you already have the required funds in your savings it may be better to use them instead, this is because the interest you earn from your savings may be less than any interest you would be charged on a loan of the same size.
There are other types of borrowing than personal and home owner loans such as authorised overdrafts and credit cards you might wish to use.
It is also important to consider if you are thinking of taking out any sort of loan to consolidate existing debt, that spreading your payments over a longer term might mean you ultimately end up paying more than you would with your existing arrangements, even if the interest rate on this new loan is less than the rates you currently have.
Homeowner Loan Representative Example:
The Representative APRC is 5.9%. Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.