Multi Car Insurance

Multi car insurance is often much easier to deal with and can also cut premiums considerably, not to mention being easier for you because you will only have one renewal date to remember. 

Most leading insurers now offer multi car insurance – allowing you to insure two or more vehicles on one policy, saving you money and time because both cars will have the same renewal date.

Some Insurers such as Admiral Car Insurance specialise in this market. We suggest you get quotes from a specialist and also quotes from a price comparison website to ensure you get the best deal.

We suggest you also get quotes from a price comparison website who will have insurers on their panel who provide preferential rates if you are looking to insure more than one car.

Multi car insurance can save you money if you have more than one car to insure per household. Instead of having separate policies, you can put each car on the same one – so mum, dad, and even the kids can all share the same policy and save money.

How does multi-car insurance work?

If you have more than one car in your household multi-car insurance may save you money. Basically if say their are 3 people living in your house with cars, then it is possible to have each car insured under one policy.

Think of it as a family car insurance policy where each car on the policy earns a discount from the insurer. Some insurers will only allow cars to be on the policy if the users live at the same address whilst some will allow family members wherever they live in the UK.

What if currently all the cars have different car insurance renewal dates?

This is not a problem. Typically the insurer will start the policy with one car and then will bring the other cars onto a multi-car policy without having to cancel a current car policy and thereby incurring a car insurance cancellation fee. All the car insurer wil lrequire is a note of the otehr cars renewal dates, and they will be automatically added at the appropriate time. You will of course have to tell your existing insurers at renewal you will not be renewing your existing policy.

How does a no claims discount work on a multi car insurance policy?

This will depend on the insurer but typically with the best policies if one member in the household has a claim it will not effect other members on the policy.

Will I always save money on a multi car insurance policy?

Not necessarily. In some cases where say there are two experinced drivers on the policy an the third is a new inexperienced driver then the overall cost may be higher. In this scenario teh new driver may be better getting a specialist new driver policy such as black box car insurance.