Compare Motorhome Breakdown Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
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- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
Motorhome Breakdown Cover
If you’re a motorhome owner, a standard car breakdown policy may or may not be suitable for you. You can check the table to see a selection of vehicle breakdown cover providers:
Motorhome breakdown cover
Breakdown cover can help you get going again, or get to garage if your vehicle gets going. Some standard vehicle breakdown cover polices will include motorhome breakdown cover, others will not so you should check each policy carefully. Providers may also offer specialist motorhome breakdown cover.
As such you should read each policy carefully to check whether it would cover your motorhome, some policies may place limits on the maximum length, width or weight of vehicle they will provide cover for if there is you may want to make sure your vehicle does not exceed these restrictions, also check if there are exclusions for vehicles with living accommodation.
Levels of cover
As with car breakdown cover providers of motorhome breakdown cover may allow you purchase different cover packages on your policy so you can tailor exactly how comprehensive your policy is. Each provider is different and offers different levels but they may include:
- Roadside: the absolute minimum level of cover normally offered. Typically it provides you with a set amount of free roadside labour to try and fix your vehicle; if the vehicle cannot be repaired at the roadside then it will also include recovery to a nearby garage.
- Home Assist: The basic roadside package of many providers does not provide cover for events where the vehicle won’t start when leaving your home, or if it breaks down within a close proximity of your home address. Home assist packages include cover for these incidences.
- Recovery: Recovery packages mean that instead of being taken to the nearest garage if the vehicle cannot be repaired at the roadside, you get the option of you, any passenger and the vehicle being taken to a single location of your choosing anywhere in the UK.
- Onward travel: Onward travel packages are designed to give the driver more options with which to complete their journey if the vehicle cannot be repaired within a certain time frame. This means insurers may be able to provide; a hire car, alternative transport costs or accommodation for a night at a nearby hotel or bed and breakfast while the vehicle is being repaired.
- European cover: If you take your motorhome or campervan with you on the Continent you may wish to consider purchasing European cover with your policy, or buying it as a standalone product. When looking at policies you should check exactly what cover is offered to you when driving elsewhere in Europe as it can differ from your UK coverage.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available