MoreThan Landlord Insurance

More Than Landlord Insurance

Residential landlord insurance with MORE TH>N feature:

• Building insurance
• Public liability insurance
• Accidental damage cover
• Monthly or annually payment option
• Contents cover

If you are the landlord of industrial property, a warehouse, a shop or an office, you may want to consider MORE TH>N‘s commercial landlord insurance. This policy includes:

• Building insurance
• Liability insurance cover
• Accidental damage cover

Landlord insurance policies can vary greatly, so finding a level of coverage you feel happy with shopping around beforehand is a good idea. Consider what features are important to you to find the most appropriate policy for your specific needs.

Types of landlord insurance

Within the landlord insurance market, there are many different levels of cover, features and optional extras you may want to think about when looking for a policy:

Landlord building insurance

This is perhaps the most minimalist level of the cover usually available. It usually just covers the building’s structure as well as rebuild costs.

Landlord Content insurance

Content’s insurance will cover the carpets, furniture and furnishings you provide in a house, let as furnished; it will not cover possessions belonging to your tenants.

Landlord liability insurance

This cover can aid you with legal costs you may incur with your tenants if they enter litigation with you.

Loss of rent cover

If for an accidental reason, your property is not fit to be let out for a period of time, this could cover some of your loss of rent; it may also be able to pay for alternative housing for your tenants while your property is fixed.

Landlord emergency cover

Sometimes an emergency can occur like a burst pipe or gas leak that needs immediate attention, and you need to get an approved tradesperson round to make your property safe as soon as possible. This can help you get a qualified tradesperson over quickly round the clock, any day of the year.