Mobile Phone Insurance For Older Phones

Mobile Phone Insurance For Older Phones

When you buy a new phone you typically have up to 28 days to take out cover with the major networks. At the point of sale there can be sales pressure to take out cover which is often expensive in relation to what you can get if you shop around.

Mobile phone insurance aims to cover your phone against a variety of possible events such as theft or fraud, with different packages offering different options depending on the cover required. Phone theft has become an increasing problem in the UK as the latest smart phones cost upwards from £500.

Beyond the physical product, mobile phone insurance also covers you should your phone account be misused in any way. A popular ploy of phone thieves in recent years is to use their goods to make a series of long calls to high premium numbers. They receive a cut, and the customer pays the bill.

Phone insurance covers those costs within certain criteria, working together with increasing phone and account security to ensure such activity is reduced to a fraction of what it was.

Always be sure to read the terms and conditions of any agreement. Mobile phone insurance can cover a number of areas to varying degrees, including:

• Theft
• Accidental damage
• Loss
• Account abuse resulting from theft

Be sure to examine deals from both insurance companies and mobile phone stores to make sure you’re receiving the best deal. A number of phone stores aim sell expensive mobile phone insurance so make sure you shop around before you buy.

Things to look out for include:

• Phone more than 6 months old? – A large number of insurers will insist that the phone is under 6 months old when cover commences. With the large network providers you have 28 days typically to accept cover or not. An option here if your phone or phones are older is to get your insurance under your home contents policy. Alternatively Gadget cover offer insurance for phones up to 18 months from the purchase date cover which includes; accidental damage, liquid damage, breakdown, theft, unauthorised usage & worldwide cover. You can get a quote and buy online with a 14 day money back guarantee. The cover can be used for tablets as well.