Mobile Bank Current Accounts

Compare Top Mobile Bank Apps

Account

Emma Money Management App

Features

Take back ‍control of your money: Track all your accounts in one place and budget in the 21st century

Standard Account Fee

FREE

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More Information About This Account

All in One Money Management App for Banking, Budgeting, Saving, Borrowing, Investing and more
Track all your bank accounts in one place: Connect more than 30+ banks in the UK to see where your money goes
Start saving with Emma Pots: Earn up to 4.24% AER when opening an Easy Access Pot. FSCS protected
Get cashback at more than 500+ retailers across the UK
Pay anyone instantly: Send and request money by sending payment links or QR codes. Move money across multiple banks, split a purchase, or top up your investment account in seconds
Invest in over 1,000 US stocks (low minimum investment £1). Capital at risk
Personal loan available: Emma Borrow can help you improve your credit history or find credit from a panel of over 60 lenders
Credit cards comparison service: Find the best credit card deals without affecting your credit score

Get a standard Emma Plan for free: Join 1.6 million people working towards a better financial life
Other plans available with enhanced features with extra associated costs

Account

Chase Current Account

Features

1% cashback on your everyday debit card spending for your first 12 months. Cashback exceptions and limits apply. Plus access to a 3.50% AER easy access saver account

Funding Required

No monthly minimum

Account fee

FREE

More info

More Information About This Account

Earn 1% cashback on everyday debit card spending, including contactless. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply
Access to a Chase saver account paying 3.50% AER (3.45% gross) variable. Interest is earned daily and paid monthly. Easy access to your money with no minimum opening balance
5% interest on a round up account- choose to round up your spending to the nearest £1 and you’ll get 5% AER (4.89%gross) variable interest on your round up account, paid monthly
Zero fees from Chase when you use your Chase debit card, both at home and away
No ATM fees applied by Chase
Open extra current accounts in seconds, for free. Use them to spend from, pay bills with Direct Debits, budget, and set aside money in the way that works best for you

Must be 18+, be a UK resident and have a smart phone and UK mobile number
No account opening fees and no monthly fee
No minimum monthly funding
In-app card control – you decide how and where your card works. You can stop it from making contactless or gambling payments, from working abroad, or from making cash withdrawals
Numberless card – your card details are stored in the app, so no one can see them but you
24/7 customer support – either over the phone or in app message

Account

Currensea Travel Debit Card

Features

Spend in confidence, whilst saving money on your overseas purchases

Spend & Transfer Money Abroad

Account fee

FREE

More info

More Information About This Account

Travel Money Card Account
Spend abroad without worrying about expensive rates and hidden costs
All currencies supported
An easy to set up debit card. Link directly with your existing bank account
Spend from your bank account, just with a different card. No need for separate accounts and inconvenient top-ups
Automatically save over 85% on bank charges anywhere in the world

Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees
Get your card in minutes
Latest bank security and encryption technology
Mastercard chargeback protection for all your purchases
Currensea is authorised by the Financial Conduct Authority

Account

Suits Me Bank Account

Features

Get instant access to a UK account in minutes. No credit checks! Just 10 minutes to apply. Receive and send payments to and from your account via the app, and earn with exclusive cashback rewards & partner deals

Adverse Credit

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More information on this product

An alternative banking solution, offering banking services to people who find it hard to open a regular bank account because of their low credit score
Open an account in 10 minutes without a credit check or proof of address
Get your contactless Mastercard® debit card in 3-5 working days
Choose from three account options: ‘Essential’, ‘Premium’ and ‘Premium Plus’
You can manage your account on the go using the online banking app
Make transfer payments from your e-money account whenever, wherever. You can also set up and manage your Direct Debits and Standing Orders

Get access to exclusive partner deals. Shop and earn with your Suits Me card in-store, online or over the phone you can earn cashback rewards, with no limit
Access to a dedicated Customer Account Manager so you have someone who understands your account and your needs
Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)
Monthly account fee ranges from free to £9.97 depending on account chosen
Refer your friends to apply and use their Suits Me card, and earn £50 per friend. No limit on the number of friends you refer

What are mobile bank accounts and how could you use one?

1. Starling Bank

No minimum monthly pay in
Easy set up in minutes
No monthly fees
Great for overseas use
Spending insights – see where your money is going
Goals – set money aside for specific goals
Earn 0.05% AER interest paid on account balances below £85,000
Pay in cheques by photo using the app
Card controls – lock your card if you lose it
Round up transactions – put the difference into your savings pots
24/7 customer support
Fully FSCS protected up to £85,000
Signed up to “Current Account Switch Service” (CASS) – Yes
Winner 2018,2019 and 2020 Banking Awards

More info on Starling Bank »

2. HSBC Advance

Need to pay in minimum of £1,750 pm
You get a minimum £1,000 overdraft facility
No monthly fees
Earn competitive 2.75% AER interest paid – Save between £25 and £250 pm
Fee free international transfers
Help setting up accounts abroad
Pay in cheques with a photo
Block or unblock your bank card at any time
Signed up to “Current Account Switch Service” (CASS) – Yes
Fully FSCS protected up to £85,000

More info on HSBC Advance »

3. Bunq

Premium account – €7.99pm
Voice contolled app
Earn 0.27% interest rate for money put away for savings
Easy budgeting – set up sub accounts with individual IBAN nos
Auto save feature – Round up payments and pay the difference into set sub-accounts
Spending insights
You can block cards at any time – change pins at any time
Free global ATM withdrawals
Apple and Google Pay supported
Mastercard included in premium subscription
Fully protected by the Netherlands deposit guarantee scheme (DGS) up to €100,000

More info on Bunq Money »

Savings & Banking News

25th
Jul

Mobile Bank Current Accounts

Compare Top Mobile Bank Apps

What are mobile bank accounts and how could you use one?

1. Starling Bank

2. HSBC Advance

3. Bunq

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