Mobile Bank Current Accounts

Compare Top Mobile Bank Apps

Account
Emma Money Management App
Features
Take back ‍control of your money: Track all your accounts in one place and budget in the 21st century
Standard Account Fee
FREE
Account
Currensea Travel Debit Card
Features
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Suits Me Bank Account
Features
Get instant access to a UK account in minutes. No credit checks! Just 10 minutes to apply. Receive and send payments to and from your account via the app, and earn with exclusive cashback rewards & partner deals
Adverse Credit

What are mobile bank accounts and how could you use one?

1. Starling Bank

  • No minimum monthly pay in
  • Easy set up in minutes
  • No monthly fees
  • Great for overseas use
  • Spending insights – see where your money is going
  • Goals – set money aside for specific goals
  • Earn 0.05% AER interest paid on account balances below £85,000
  • Pay in cheques by photo using the app
  • Card controls – lock your card if you lose it
  • Round up transactions – put the difference into your savings pots
  • 24/7 customer support
  • Fully FSCS protected up to £85,000
  • Signed up to “Current Account Switch Service” (CASS) – Yes
  • Winner 2018,2019 and 2020 Banking Awards

More info on Starling Bank »

2. HSBC Advance 

  • Need to pay in minimum of £1,750 pm
  • You get a minimum £1,000 overdraft facility
  • No monthly fees
  • Earn competitive 2.75% AER interest paid – Save between £25 and £250 pm
  • Fee free international transfers
  • Help setting up accounts abroad
  • Pay in cheques with a photo
  • Block or unblock your bank card at any time
  • Signed up to “Current Account Switch Service” (CASS) – Yes
  • Fully FSCS protected up to £85,000

More info on HSBC Advance »

3. Bunq

  • Premium account – €7.99pm
  • Voice contolled app
  • Earn 0.27% interest rate for money put away for savings
  • Easy budgeting – set up sub accounts with individual IBAN nos
  • Auto save feature – Round up payments and pay the difference into set sub-accounts
  • Spending insights
  • You can block cards at any time – change pins at any time
  • Free global ATM withdrawals
  • Apple and Google Pay supported
  • Mastercard included in premium subscription
  • Fully protected by the Netherlands deposit guarantee scheme (DGS) up to €100,000

More info on Bunq Money »