Representative Example: Based on a loan of £10,000 at 6.1% per annum fixed for 5 years. Representative 6.1% APR. Total amount repayable £11,581.78 at £193.03 per month for 60 months.
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Good Credit Only
Fixed monthly repayments for the duration of the loan
Spread the repayments over 1-7 years
No arrangement or set up fee
Other Loan amounts and terms available
Loan amounts range from £1,000 to £25,000
Instant decision in most cases
To apply for an AA Loan applicants must:
Have been a UK resident for at least 3 years
Be over 21 and no older than 70 when the loan term ends
Have a regular (minimum) annual income of £12,000 (gross). If you are self- employed you must have been employed for a minimum of 2 years
Have a UK based bank or building society current account that can pay direct debits
Ensure that they can meet the repayments, as missed payments incur a charge and could have severe consequences on their ability to obtain future credit
Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.
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Excellent Credit Only
Range of personal loans from £1,000 to £25,000
Overpay at no extra cost
Apply online and get a decision typically within 5 minutes
Must be aged 21 or over and live in the UK permanently
You must have a regular yearly income of £20,000+ to apply for loans of £20,000 or more (loans below £20,000 require a regular yearly income of £10,500+)
Must make your repayments by Direct Debit
You can’t have been declared bankrupt, had a CCJ or an IVA within the last 6 years
Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.
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Excellent Credit Only
Range of Personal Loans from £1,000 to £25,000
No arrangement or set-up fees
Fixed monthly repayments
Must be aged 18 or over and live in the UK permanently
Must have a guaranteed annual income of £10,000 or more (before tax)
Representative Example: If you borrow £7,500 with no deposit over 4 years at an annual interest rate of 25.4% (fixed) you would pay £239.77 per month. Total charge for credit will be £4,008.96. Total amount repayable is £11,508.96.
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Quick no obligation online quote – No impact on your credit rating
Car Finance 24/7 will check with 18 different lenders to find the best loan option to suit your individual circumstances
Choose your own car or browse over 140,000 cars on the car search, all sold by trusted dealers
Car Finance 24/7 will carry out checks on the dealer to make sure you can buy with confidence
All Credit Histories Considered
Must be aged 18 or over
Proof of steady employment and/or regular income in order for your application to be considered
Finance also available for vans, motorbikes, caravans and motorhomes too
Representative Example: The Representative APR is 7.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 7.6% p.a. (fixed). Monthly repayment of £199.66. Total amount repayable £11,979.32.
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All Credit Histories Considered
Loans from £1,000 to £35,000
No waiting, no surprises, and a guaranteed, personal rate
Soft credit search so there will be no impact on you credit score
Some banks advertise very attractive low rates, but when you apply you find you could end up paying much more. With a guaranteed rate, there’ll be no nasty surprises
Must be aged 21 and 75
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £15,000 and have a UK bank or building society account
Existing Customers
There are no tables for this criteria
Low Interest Car Loans
If you are looking for low interest car loans, you will need to remember that there are a number of factors that could affect your application:
Credit history: if you have a bad credit history, you may well not be able to get a High Street deal, could be restricted in terms of how much you can borrow and may get a less competitive rate
If you own your own home: is you can secure the loan against the value of your property, you are likely to get a much better deal
Employment status: lenders will need to be sure you can make the repayments before agreeing to lending you money
Our car loan calculator will help you to find the best low interest car loans on the market, and even if you do have a bad credit history, our bad credit car loan quotes will help you find a deal.
The Representative APRC is 5.9%. Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE