Life Insurance for People with Medical Conditions
Compare Life Insurance Deals with UK Insurers
The Smart Way To Get Life Insurance Cover
Complete our quote form and get a great quote!
Compare Life Insurance Quotes »
Compare the best life insurance quotes using our FREE no obligation service to find out which insurer can offer the best cover for your personal circumstances.
Life Insurance for People with Medical Conditions
If you have a pre existing medical condition obtaining life cover may be more challenging depending on the condition and its severity. Life insurance underwriting is based on risk assessment of an individual’s likely life expectancy and therefore anything that lowers that expectancy will either result in a higher premium to reflect the greater risk or a decision to decline the risk.
The life insurance market is very competitive and many insurers have different criteria in assessing risk so premiums can vary significantly from one insurer to another. If you suffer from a pre existing health condition making use of the services of a life insurance broker might potentially save you a lot of time and money.
In assessing your life insurance application and any pre existing medical condition Insurance providers will take into account:
- How long ago you were diagnosed
- How well controlled your condition is
- If you have recently been diagnosed, your insurance application may be delayed until you have received a medical check-up
- If you smoke or drink and other lifestyle factors
Our life insurance & critical illness quotes service allows you to compare quotes including to get the right life cover at the right price.
Why pay more for your life cover? If you have a quote from a life insurer use our quote services today to see how competitive it is.
Life Insurance Links
- Accident Life Insurance
- Cancer life insurance cover
- Cost of Life Insurance
- Critical Illness and Life Cover
- Critical Life Cover
- Decreasing Term Life Insurance
- Family Income Benefit
- Guide to Life Insurance
- High Risk Life Insurance
- Increasing Term Life Insurance
- Joint life Insurance
- Joint Term Life Insurance
- Life Insurance Advice
- Life Insurance after Breast Cancer
- Life Insurance After Cancer
- Life Insurance after Heart Attack
- Life Insurance and Critical Illness Cover
- Life Insurance at Age 75
- Life Insurance Benefits
- Life Insurance Brokers
- Life Insurance Comparison
- Life Insurance Exclusions
- Life Insurance for Alcoholics
- Life Insurance for Armed Forces Personnel
- Life Insurance For Business Partners
- Life insurance for Cancer Patients
- Life Insurance for Cerebral Palsy
- Life Insurance for Climbers
- Life Insurance for Contractors
- Life Insurance For Crohn’s Disease
- Life Insurance for Dangerous Jobs
- Life Insurance For Dangerous Sports
- Life Insurance for Diabetics
- Life Insurance for Disabled People
- Life Insurance for Divers
- Life Insurance for Doctors
- Life Insurance for Employees
- Life Insurance for Epileptics
- Life Insurance for Estate Planning
- Life Insurance for Ex-Smokers
- Life Insurance for Extreme Sports
- Life Insurance for Firemen
- Life Insurance for Gay People
- Life Insurance for Leukemia Patients
- Life Insurance for Mentally Ill People
- Life Insurance for Motorcyclists
- Life Insurance for Nurses
- Life Insurance For Over 50s
- Life Insurance for Over 60s
- Life Insurance for Over 65s
- Life Insurance for Over 70s
- Life Insurance for Overweight People
- Life Insurance for People with Heart Conditions
- Life Insurance for People with Hepatitis B or C
- Life Insurance for People with HIV
- Life Insurance for People with Kidney Disease
- Life Insurance for People with Medical Conditions
- Life Insurance for People with Type 2 Diabetes
- Life Insurance for Pilots
- Life Insurance for Skydivers
- Life Insurance for Soldiers
- Life Insurance for Stroke Victims
- Life Insurance for Transplant Patients
- Life Insurance Non-disclosure
- Life Insurance Policy in Trust
- Life Insurance Refused on Medical Grounds
- Life Insurance to Cover Mortgage
- Life Insurance with Guaranteed Premium
- Mortgage Life Insurance
- Mortgage Life Insurance with Critical Illness
- Mortgage Protection Cover
- No Medical Life Insurance
- Over 50 Life Insurance
- Taxation on Life Insurance