Life Insurance for Extreme Sports

If you enjoy participating in extreme sports as either a hobby or an occupation, you may want to consider taking out a life insurance policy. Some of the hazardous activities that you could be covered for with life insurance for extreme sports include:

• Rock Climbing
• Scuba Diving
• Skiing
• Caving
• Sky Diving
• Hang Gliding
• Bungee Jumping

Sometimes companies will regard your dangerous pursuit as a high insurance risk, and will probably charge you higher premiums due to the increased likelihood that a claim will be made, compared to a person who does not engage in extreme sports.

Offering life insurance to extreme sport participants is not generally an issue for many insurance companies. However, do check the list of sporting activities that you are covered for in any policy, just to be sure. Always mention in your application which extreme sports you intend to engage with and be warned that insurers may ask you questions like:

• How often do you engage in extreme sports?
• Where do you go to do them?
• Are you trained or skilled in the sport?

There are offers for life insurance for extreme sports out there and many are tailored to specifically encompass the requirements needed for extreme sport enthusiasts. It helps to source a few different life insurance quotes and to look carefully at what they offer. Read the small print and make sure that your chosen sport is part of the insurance policy.