Life Insurance for Epileptics

Life insurance for epileptics can be a more difficult to source than for non sufferers. The premiums charged for life insurance if you suffer from epilepsy will depend on the underwriting criteria of the insurance company. It therefore can pay to use the services of a life insurance broker to help get you the best deal based on your health status.

Insurance companies may apply certain ratings to people with epilepsy, with some even being classed as high risk. The reason for this is that the condition tends to be long term, with some people remaining without seizure control despite having access to medication. There is perhaps an increased risk of accident that comes with certain more severe cases.
When setting premiums for life insurance for epilepsy, companies will take into account the severity of the individual’s condition, any treatment plans they are currently taking part in, any relevant medical information and, if necessary, advice form medical professionals.

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