Life Insurance For Dangerous Sports

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Life Insurance For Dangerous Sports

If you are involved in sports that carry an element of risk or danger getting life insurance cover may require the help of a specialist broker to help you get the cost down. Life Insurance premiums from one provider to the next can vary significantly so it can pay to shop around using a broker with specialist expertise.

There are layers of classification of dangerous sports for life insurance purposes, however, with a distinction being drawn between more conventional sports and extreme sports, such as:

  • BASE jumping
  • Rock climbing and mountaineering
  • Diving, especially deep sea and cave diving
  • Big wave surfing
  • BMX
  • Motorsports

For purveyors of these dangerous sports, life insurance premiums will probably be higher. However, the same can apply to people who take part in what are considered to be more traditional sports, which insurers deem to be higher risk, including:

  • Boxing
  • Swimming
  • Rugby

Insurance companies may consider individuals who regularly participate in these sports to be high risk.

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