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If you are running your own firm, it is vital that you cover your back with a good public liability insurance policy.
Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
Business Public Liability Insurance
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Special Features
Public Liability
Up to £10 million
Employer Liability
Up to £10 million
Professional Indemnity
Up To £2 million standard cover
Liability Insurance Brokers
If you want to protect yourself and your business from third party claims of negligence, personal injury or property damage, you are either going to need to start comparing liability insurance quotes or find yourself a liability insurance broker.
With the growth of ‘no win no fee’ personal injury firms, businesses and service providers are more likely than ever to be sued by a member of the public if they become injured or their property is damaged and the business be at fault.
For many, the best way to find suitable liability insurance quotes at a reasonable price is to go through a liability insurance broker. Liability insurance brokers will normally have specialist knowledge of the field and may therefore know exactly what type of insurance your business will require. They may also have access to special-rate quotes for you.
However, as the best way to get a good deal on your liability insurance is to shop around for liability insurance quotes, it would be advisable to take the time to compare policies. You may also wish to go to providers directly to see what they could offer.