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If you are running your own firm, it is vital that you cover your back with a good public liability insurance policy.
Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
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Legal Liability Insurance
Legal liability insurance is an important consideration for any person or company that makes their living from providing a service, product or advice to members of the public.
If someone was to be hurt or their property was to be damaged by you or your business, you could be considered to have legally liability for the injury or damage caused.
This could result in you, as the responsible party, having to pay legal damages as compensation to the claimant. If the claimant had injuries that were treated by the NHS, they may be entitled to recover costs for these treatments. On top of this, you are likely to be liable to pay for all legal costs involved in the case.
In total, being sued in such a case could prove to be incredibly expensive, with serious consequences for you and your business. However, with a legal liability insurance policy, you could rest assured that you could be covered in the event of being sued by a third party.
Take a look at the table or click on the links on this page to begin getting legal liability insurance quotes.