Investment Options
Simple, transparent – Invest in one of a range of expertly designed portfolios depending on your investment style. No exit fees and you’re free to make adjustments. You can see where your Junior ISA is invested and how it’s performing.
Good to know: All Nutmeg investment styles are built by experts and use exchange traded funds to diversify across stocks, bonds, industries, even countries. Choose the one that works for you. Capital at risk. Tax treatment depends on your individual circumstances and may change in the future.
More information on this junior ISA
- Choose from 5 different investment styles
- Same tax benefits as an adult ISA – no capital gains tax, and no further tax to pay on income
- Withdrawals possible from age 18
- Open with a lump sum from £100. After initial investment top up any time with no minimum, up to a limit of £9,000 in the current tax year
- You can also transfer an existing Junior ISA or Child Trust Fund
- If you need any help, a member of the wealth services team or customer support will answer any questions you have
- Portfolio management fees, fund costs and market spread will apply
- The value of investments, and any income from them, can fall as well as rise so you could get back less than you invest
- If you’re unsure about the suitability, we recommend you ask for independent advice
- Tax rules can change and the tax treatment depends on your child’s personal circumstances
- To open a Nutmeg JISA, the child must be under the age of 16 and funds cannot be withdrawn until the child turns 18
- Approved by Nutmeg 09/08/2024
Regular investment service
from £25 a month
Investment Options
Wide range of investments including shares, funds, investment trusts and ETFs (exchange traded funds), or get help picking your own portfolio
Good to know: Which? Recommended Investment Provider. Low-cost Junior ISA, buy and sell investments online from just £1.50. Investment ideas from AJ Bell specialists if you’d like help picking your portfolio or huge range of investment options if you’re happy to go it alone. Lump sum or regular investment service. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. AJ Bell doesn’t offer advice, so it’s important you understand the risks, if you’re unsure please consult a suitably qualified financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
More information on this Junior ISA
- Same tax benefits as an adult ISA – no capital gains tax, and no further tax to pay on income
- Withdrawals possible from age 18
- Open with a lump sum from £100 to £9,000 in the 2024/25 tax year, or start a monthly direct debit from just £25 per month
- Open in minutes
- The value of investments, and any income from them, can fall as well as rise so you could get back less than you invest
- If you’re unsure about the suitability, we recommend you ask for independent advice
- Tax rules can change and the reliefs depend on your child’s personal circumstances
Regular Savings
From £1 pm
Investment Options
Choose from one of five investment styles based on risk, and a team of experts build your child’s Junior ISA, choosing which investments to buy and managing them on your behalf
Good to know: You can choose to invest for your child in an Ethical Plan or an Original Plan. Wealthify Junior ISAs contain a range of investments from across the globe matched to the level of risk you choose. Each Junior Stocks & Shares ISA will contain up to 20 investment funds from providers like Blackrock and Vanguard. Wealthify is authorised and regulated by the Financial Conduct Authority (FCA). Your money is looked after by a team of experienced and qualified investment managers. Invest up to £9,000 per year and/or transfer from an existing Junior ISA or Child Trust Fund.
Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
More information on this junior ISA
- Junior ISA built and managed for you matched to your level of risk
- Invest up to £9,000 in the 2024/25 tax year
- No minimum investment, invest from just £1
- Raise, lower, or stop and restart your payments any time you like
- Available for children under 18
- The value of investments and any income can fall, so the Junior ISA could return less than you invest
- Returns on investment funds are not guaranteed
Regular Savings
From £10 pm
Investment Options
Invests in the Friendly Society’s With Profit Fund
Good to know: Shepherds Friendly Society founded in 1826 is owned by members and does not have shareholders. The Shepherds Junior ISA is invested in the Society’s With Profit fund in a manner that means your child’s money is less affected by short-term stock market fluctuations, so will not lose or gain value on a day-to-day basis. Instead, they will aim to add an annual bonus at the end of each year, the value of which will depend on the performance of the fund during that year.
Please note: As with all investing, your capital is at risk you may get back less than you have put in. The value of the ISA will depend on the performance of the investments and any bonuses cannot be guaranteed. Additionally, if investment conditions are poor, we may apply a Market Value Reduction (MVR)
More information on this junior ISA
- Invest up to £9,000 in the 2024/25 tax year
- Invest from only £10 a month, or a lump sum from just £100 or a mixture of both
- Available for children under 18, who do not already have a Child Trust Fund
- Available for Junior cash ISA holders
- The value of investments and any income can fall, so the Junior ISA could return less than you invest
- Returns on investment funds are not guaranteed
Regular Savings
From £25 pm
Investment Options
FREE Children’s ISA Guide. Choose from over 2,500 unit trusts and OEICs from leading fund managers. Invest from £25 per month or lump sums of £100.
Good to know: With an HL Junior Stocks and Shares ISA, you can choose investments for your child including UK and overseas shares, Investment trusts, bonds and exchange-traded funds (ETFs). HL have over 1 million clients who trust them for their investments. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
More information on this junior ISA
- Same tax benefits as an adult ISA – no capital gains tax, and no further tax to pay on income
- Withdrawals possible from age 18
- Open with a lump sum from £100 to £9,000 in the 2024/25 tax year, or start a monthly direct debit from just £25 per month
- Free mobile app to deal shares, access prices, indices, news and research
- The value of investments, and any income from them, can fall as well as rise so you could get back less than you invest
- If you’re unsure about the suitability, we recommend you ask for independent advice
- Tax rules can change and the reliefs depend on your child’s personal circumstances
Investment Options
Choose your own investments, invest with help from an adviser or let the experts take care of it all for you
Good to know: Junior ISAs work in the same way as adult ISAs. They give children an allowance every year to save money or invest without paying any Income Tax or Capital Gains Tax. This year the annual Junior ISA allowance is £9,000
More information on this junior ISA
- Invest up to £9,000 in the current tax year, or transfer child trust fund
- Open an account online in minutes, or call UK expert team first if you need some help
- No charge to open a Junior ISA or transfer other accounts and annual service fees start from as little as 0.2% to hold Ready-made Portfolios or 0.4% for other investments
- Open online or with paper application
- Available for children under 18
- The value of investments and any income can fall, so the Junior ISA could return less than you invest
- Returns on investment funds are not guaranteed
Invest From
£25 regular savings plan or £100 lump sum
Investment Options
One of the widest range of funds on the market, as well as shares, ITs and ETFs. You can get investment ideas from Fidelity’s experts.
Good to know: Boring Money Best Buy JISA award 2023 (2nd year in a row). Investment choice with one of the widest range of funds on the market, as well as shares, ITs and ETFs. One low-cost service fee of 0.35%. Great service – from investment guidance on website through to UK-based phones team. Navigator (providing users with a diversified fund in a few easy steps, based on the level of risk they’re comfortable with and the investment approach they want to follow), Select 50, Investment Finder – investing tools for beginners to advanced investors. 24/7 access via online Account Management system. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
More information on this junior ISA
- Invest up to £9,000 in the 2024/25 tax year
- Invest from only £25 a month, or a lump sum from £1,000, or a mixture of both
- Raise, lower, or stop and restart your payments any time you like
- Available for children under 18
- The value of investments and any income can fall, so the Junior ISA could return less than you invest
- Returns on investment funds are not guaranteed
Regular Savings
From £10 pm
Investment Options
A selection of eight funds to choose from low to high risk, so you can tailor your child’s investment.
Good to know: Scottish Friendly funds include a UK Government Bond Fund, A UK Tracker Fund and a UK Actively Managed Fund. When you take out a My Select (Junior ISA) Scottish Friendly will pay £50 into the Junior ISA for your child. Winner of Best Junior ISA Provider at the Investment Life and Pensions Moneyfacts Awards 2019.
More information on this junior ISA
- Invest up to £9,000 in the 2024/25 tax year
- Invest from only £10 a month, or a lump sum from just £50, or a mixture of both
- Raise, lower, or stop and restart your payments any time you like
- Available for children under 18
- The value of investments and any income can fall, so the Junior ISA could return less than you invest
- Returns on investment funds are not guaranteed
