TD Waterhouse: Investors remain cautious
04 December 2009 / by Andy Davies
Investors remain cautious about the economy’s recovery, according to new findings in a TD Waterhouse’s Investor Confidence Survey.
The survey has found that 56 per cent of retail investors believe that the economy is not yet stable, while 45 per cent have responded to the downturn by adopting a more cautious investment approach.
TD Waterhouse also revealed that just over a third of the respondents are optimistic, believing that the UK economy is currently in recovery mode.
However, 36 per cent of respondents disagreed, saying that they think economy is W-shaped and that we are in a double recession, while a fifth said we are currently in an L-shaped depression.
Despite investors remaining wary of the current state of the economy, 60 per cent of the respondents said that they were satisfied with the performance of their investment portfolio in the past year – representing a 16 per cent increase on last year’s findings.
In addition, 58 per cent of investors surveyed said they had more confidence in the UK stock market today than they did 12 months ago, with 33 per cent citing the low Bank of England Base Rate as biggest influence of stock market investment over the past year.
Commenting, Angus Rigby, CEO of TD Waterhouse, said: “It is interesting to note the mixed views regarding the shape of our economy, and it is clear that many investors do not think we are out of the woods just yet.
“The ongoing global turmoil has obviously given investors food for thought regarding their investment choices this year and it is encouraging to see that investors are still making profits despite adopting a cautious investment approach.”
Looking ahead to 2010, nearly 40 per cent of investors indicated that saving for their retirement was a key concern for the New Year, while 35 per cent of investors – a decrease of seven per cent since last year, claim job security will be a key concern.
Mr Rigby suggests that more people being concerned about their retirement rather than their job security highlights the common view that the “long-term effects of the ongoing economic climate have yet to be realised”.
© Fair Investment Company Ltd
| Product Name | ISA Option | Income Yield | More Info | |
|---|---|---|---|---|
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Investec FTSE 100 Income Deposit Plan |  |
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| 6 year capital protected deposit plan paying a potential income of 3.50% annually or 0.28% monthly. Also available for Cash ISA and Cash ISA transfer. | ||||
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| One of the UK’s most popular income funds, the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge. Click here to view latest Fund Facts » |
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M&G; Corporate Bond Fund | |
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| The M&G; Corporate Bond Fund is a conservative ‘blue chip’ sterling fund that aims to produce a higher return than UK government bonds. Income is Paid to you Quarterly. 100% Discount off the Standard Initial Fund Charge. | ||||
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Jupiter Merlin Income Portfolio | |
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| The Jupiter Merlin Income Portfolio fund aims to achieve a high and rising income with some potential for capital growth. Income Distributions are made to you quarterly. 95% Discount off the Standard Initial Charge. Click here to view latest Fund Facts » |
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The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
| Product Name | ISA Option | Maximum Potential Return | Term | More Info | |
|---|---|---|---|---|---|
|
FTSE 100 Enhanced Kick Out Plan | |
10% per annum |
Up to 6 years |
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| Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 10% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer. | |||||
|
FTSE 100 Kick Out Deposit Plan | |
6% per annum |
Up to 6 years |
More Info > |
| Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer. | |||||
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
| Service | ISA Option | Minimum Investment | More Info | |
|---|---|---|---|---|
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Share Trading Account Plus | |
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| Trade in a wide variety of investment options including International Equities, Warrants and Covered Warrants. Frequent traders get a reduced rate of £8.95 | ||||
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
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