Investors are over-exposed to UK equities claim IFAs
30 September 2009 / by Rebecca Sargent
Nine out of 10 financial advisers believe that investors are over-exposed to the UK stock market, a survey from Ignis Asset Management has revealed.
In fact, the survey found that just nine per cent of IFAs believe that current investment allocation levels are appropriate. The survey, conducted in late August also found that more than half of advisers said that they do not believe we are in a bull market.
These bearish views continue as 91 per cent of advisers believe that the FTSE 100 will close the year below 5000, slightly lower than its current level. Commenting, Jonathan Polin, director at Ignis Asset Management said:
“Investors traditionally have a home bias when choosing funds but it is startling to discover that almost nine in 10 advisers believe UK investors are over-exposed to UK equities.
“It is clear that investors need to rethink their strategy and seriously consider whether their existing asset allocation is likely to deliver the performance they need in order to meet their requirement objectives.”
Meanwhile, the survey also found that 55 per cent of advisers have reported an increase in investment business over the last three months, while 86 per cent expect business to increase over the coming three months.
Mr Polin adds: “After such a tough period for us all it is encouraging to see that advisers are feeling fairly bullish about their business levels, if not about the UK stock market.
“Investors are clearly recognising the value of advice and seeking help when making decisions that could have a serious impact on their future.
“The fact that advisers expect business levels to rise over the coming months is further proof that investor sentiment is improving,” he adds.
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| Product Name | ISA Option | Income Yield | More Info | |
|---|---|---|---|---|
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Investec FTSE 100 Income Deposit Plan |  |
3.50% per annum |
More Info > |
| 6 year capital protected deposit plan paying a potential income of 3.50% annually or 0.28% monthly. Also available for Cash ISA and Cash ISA transfer. | ||||
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Income Maximiser | |
More Info > | |
| Seeks to achieve a target yield of 7% to generate a quarterly income, whilst offering the potential for some long-term capital growth. Save 100% on Initial Charges. | ||||
 |
Monthly Income Plus Fund | |
More Info > | |
| Popular monthly income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. 100% discount on initial charges. Click here to view latest Fund Facts » |
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Strategic Bond | |
More Info > | |
| Investing in higher yielding assets which will include most types of fixed interest securities, this fund aims to deliver a quarterly income to investors. Save up to 97% on Initial Charges. | ||||
 |
Invesco Perpetual Corporate Bond Fund | |
More Info > | |
| This highly popular investment fund aims to achieve a high level of overall return with relative security to capital. Income Paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge. Click here to view latest Fund Facts » |
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 |
Artemis Income Fund | |
More Info > | |
| One of the leading UK Equity Income Funds. The Fund managers hunt out companies with strong free cash flow and solid balance sheets. Income is paid to you twice yearly. 100% Discount off the Standard Initial Fund Charge. Click here to view latest Fund Facts » |
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|
Invesco Perpetual High Income Fund | |
More Info > | |
| One of the UK’s most popular income funds, the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge. Click here to view latest Fund Facts » |
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M&G; Corporate Bond Fund | |
More Info > | |
| The M&G; Corporate Bond Fund is a conservative ‘blue chip’ sterling fund that aims to produce a higher return than UK government bonds. Income is Paid to you Quarterly. 100% Discount off the Standard Initial Fund Charge. | ||||
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Jupiter Merlin Income Portfolio | |
More Info > | |
| The Jupiter Merlin Income Portfolio fund aims to achieve a high and rising income with some potential for capital growth. Income Distributions are made to you quarterly. 95% Discount off the Standard Initial Charge. Click here to view latest Fund Facts » |
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The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
| Product Name | ISA Option | Maximum Potential Return | Term | More Info | |
|---|---|---|---|---|---|
|
FTSE 100 Enhanced Kick Out Plan | |
10% per annum |
Up to 6 years |
More Info > |
| Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 10% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer. | |||||
|
FTSE 100 Kick Out Deposit Plan | |
6% per annum |
Up to 6 years |
More Info > |
| Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer. | |||||
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
| Service | ISA Option | Minimum Investment | More Info | |
|---|---|---|---|---|
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Share Trading Account Plus | |
More Info > | |
| Trade in a wide variety of investment options including International Equities, Warrants and Covered Warrants. Frequent traders get a reduced rate of £8.95 | ||||
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
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