This investment could mature as early as year 1…

“If you put your capital at risk then you want to know that the potential upside is worth it. Most of us would also agree that growth of over 10% a year would be a healthy return on our investment, which is why the latest Early Bonus Plan from Legal & General is worth a closer look.

This investment offers the potential for a 10.25% annual return and will mature early provided the level of the FTSE 100 at the end of any year (from year 1 onwards) is higher than its value at the start of the plan – an attractive potential upside, and you would also receive all of your initial investment back.

Your investment also features conditional capital protection which means that if the plan does not mature early, your capital is at risk if the FTSE falls by more than 50%. Unlike similar investments in the market, this is only measured at the end of the investment term rather than throughout.

So if you think the FTSE will go up in the coming years, even by only a small amount, and you are prepared to put your capital at risk for the potential for 10.25% annual return, this plan could be a strong contender.”

Oliver Roylance-Smith, head of savings and investments

Find out more and request a brochure for the L&G; Early Bonus Plan »

This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.

There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.