The weather is still as unpredictable as ever, and Abbey, is urging people to prepare for the worst.

“If you are expecting flooding, protect as many of your belongings as possible by moving them upstairs” said Prasad Shastri, Head of Insurance Marketing at Abbey. “If you can, use sandbags to prevent water coming into the home and make sure that your house has both contents and buildings cover and that the insurance is adequate and will cover any flood related damage that might occur.”

If you have been a victim of the torrential rain, floods, storms or lighting, you should make a claim as soon as possible, but unfortunately, many people are finding that they do not have the appropriate cover, and Abbey is urging people to rethink their policies looking at cover rather than just going for the cheapest.

“Buying your home insurance based solely on price may seem like a good idea, but it may also leave you with poor cover and at risk of being underinsured,” said Prasad Shastri.

“If this is the case you may end up paying more in the long run for not having enough cover when you come to make a claim.”

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