ING Direct Fixed Rate Bonds

ING Direct Fixed Rate Bonds

Compare UK Fixed Rate Savings Deals

Account
Aldermore Bank 9 Month Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
9 Months
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Nationwide 1 Year Fixed Rate Online Bond
Interest Rate
4.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 9 Month Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
9 Months
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
4.50%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Nationwide 1 Year Fixed Rate Online Bond
Interest Rate
4.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
NatWest 1 Year Fixed Term Savings Account
Interest Rate
3.80% AER
(3.74% Gross p.a.)
Term
1 Year
Minimum Deposit
£1
Terms and Conditions: NatWest’s best Fixed Term Savings Rates are 3.80% AER/(3.74% Gross p.a.) fixed for 1 year and 3.80% AER/(3.74% Gross p.a.) fixed for 2 years. Offer available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 3rd January 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a NatWest personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Royal Bank of Scotland 1 Year Fixed Term Savings Account
Interest Rate
3.80%
AER (3.74% Gross p.a.)
Term
1 Year
Minimum Deposit
£1
Terms and Conditions: Royal Bank of Scotland’s best Fixed Term Savings Rates are 3.80% AER/(3.74% Gross p.a.) fixed for 1 year and 3.40% AER/(3.35% Gross p.a.) fixed for 2 years. Offer available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 3rd January 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a Royal Bank of Scotland personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
Up to 4.10%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Freetrade UK Treasury Bills
Interest Rate
5% +
annualised yield
Term
1 Month Rolling
Minimum Investment
£50
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
4.40%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.30%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
NatWest 2 Year Fixed Term Savings Account
Interest Rate
3.80% AER
(3.74% Gross p.a.)
Term
2 Years
Minimum Deposit
£1
Terms and Conditions: NatWest’s best Fixed Term Savings Rates are 3.80% AER/(3.74% Gross p.a.) fixed for 1 year and 3.80% AER/(3.74% Gross p.a.) fixed for 2 years. Offer available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 3rd January 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a NatWest personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Royal Bank of Scotland 2 Year Fixed Term Savings Account
Interest Rate
3.40%
AER (3.35% Gross p.a.)
Term
2 Years
Minimum Deposit
£1
Terms and Conditions: Royal Bank of Scotland’s best Fixed Term Savings Rates are 3.80% AER/(3.74% Gross p.a.) fixed for 1 year and 3.40% AER/(3.35% Gross p.a.) fixed for 2 years. Offer available until 5pm on 11th December 2024 for new customers and 16th December 2024 for existing customers. Please be aware that this offer can be withdrawn at any time due to limited availability. Interest paid monthly and on maturity.  This account is for sole applicants only and cannot be opened in joint names. Minimum deposit £1. Maximum deposit £5,000,000.00. You can make additional payments or withdrawals from your account until 3:30pm on 3rd January 2025. After this date partial withdrawals are not allowed. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving 35 days’ written notice to your branch. Early Closure Charge may apply. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. Interest will automatically be paid into your Fixed Term Savings Account. You can choose to have interest paid into another Nominated Account. This must be a Royal Bank of Scotland personal current or savings account with instant access (other than a cash ISA) held in your name at the same branch as your Fixed Term Savings Account. If interest is paid into your Nominated Account, you can access it the following day. You must be 16 or over and a UK resident. FSCS protected
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.41%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
ICICI Bank 3 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 4 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
4 Years
Minimum Deposit
£1
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.27%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.20%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
3.80%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
ICICI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
6% pa
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Annual Fixed Interest Deposit Plan

Annual Income
4.04%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Monthly Fixed Interest Deposit Plan

Annual Income
4.02%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return
15.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

IDAD Goldman Sachs Callable Growth Deposit Plan

Potential Return
8% pa
or 3 x Index growth (capped at a maximum return of 48%)
Term
Maximum 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

ING Direct Fixed Rate Bonds

If you been looking at different savings plans you may have wondered if an ING Direct fixed term was right for you, ING direct UK is now part of Barclays, Barclays fixed rate bonds allow you to earn high returns on your money, all you have to do is lock your money away for a fixed period of time.

Barclays fixed rate bonds offer

  • A fixed interest rate for the term of the bond
  • A choice of fixed terms to suit your needs
  • No withdrawals or additional deposits for the duration
  • Monthly or annual interest options
  • Minimum deposit of £500
  • Maximum deposit of £1 million
  • You cannot make any additional deposits

Barclays fixed rate bonds are available to existing customers only; see the table for other leading fixed rate bond deals.

As most bonds require you to lock away your savings for a set period of time, it is a good idea to shop around comparing plans before you commit to one.

You may also want to consider alternative savings options to fixed rate bonds.

Capital Protected Deposit Plan

Potential 28.7% after 4 years 

Return paid if the FTSE 100 rises by any amount after 4 years

  • Equivalent to 7.175% per year
  • 4 year term
  • Original capital back no matter how well the FTSE 100 Index performs
  • Available as cash ISA, non ISA or ISA transfer
More Plan Details »