HSBC Business Banking

• No monthly fees
• Earn 1% cashback on your card spend and unlock 1.5% cashback on additional monthly card spend
• Earn 4.08%* AER on your integrated Savings Pot
• Get a dedicated relationship manager that will be with you every step of the way
• Sync seamlessly with your Sage or Xero accounting software

• FSCS Protected for eligible deposits up to £85,000
• For businesses registered 1 year and over only. Keeping less than £50,000 in the account may earn a reduced rate of interest and may incur fees
• T&Cs apply

• Multi-currency accounts, high speed international transfers, borderless cards, expense management, and online payments—all in one platform
• Open a global multi-currency account for international business payments in minutes
• Create employee and company cards in minutes and stay in control of all purchases in real time all under one place
• Streamline sending payments abroad to suppliers and employees around the world, and access market-leading international FX rates no matter the transaction size: 60+ countries where you can open local currency accounts, 180+ countries from which you can accept payments, 150+ countries to which you can make transfers at interbank rates
• 85% transfers arrive within the same day
• Conveniently automate your online bill pay processes in one place
• Accept payments from customers around the world via their preferred payment methods – no coding required
• End-to-end expense management helps reconcile your corporate card expenses and reimbursements in one place, gain real-time visibility and control over employee spending, globally
• Integrations with other popular platforms like Xero, Amazon, Shopify and more
• The customer support offered to customers is top-tiered and is also award winning

• In the United Kingdom, Airwallex’s operating company, Airwallex (UK) Limited (“Airwallex UK”) holds an Electronic Money Institution (EMI) license issued by the Financial Conduct Authority. EMIs must implement customer funds safeguarding procedures and measures that comply with rules set by the Financial Conduct Authority. As part of our EMI license, we have put in place ‘safeguarding’ measures to protect all of our customers’ funds in line with these rules
• As Airwallex UK is not a bank and is not covered by the FSCS, in the event of our insolvency, customers will not be eligible for protection under the FSCS
• *Start saving on everyday business expenses. Get rewarded with 10% cashback on your first $1,000 USD equivalent in eligible international card spend. See promotional terms & conditions for more information

• Multi-currency bank account. Hold 25+ currencies. Save money on payments, and exchange at great prices. Save time with bulk and recurring payments across different currencies
• Save money on currency exchange by locking in rates with forward contracts. Or set alerts for your ideal exchange rates
• 100+ countries supported for payments, transfer to 150+ destinations
• Take a range of in-person and online payment methods, fast, with tools like Revolut Pay, Revolut Reader, Payment Links and more
• Access your earnings within 24 hours

• Physical and virtual debit cards available. Stay in control with spending limits, analytics, and expenses
• Automate your spend, end-to-end. Sync your software – set approvals and controls and reconcile rapidly
• Account pricing ranges from zero a month for basic plan to £79 a month for full package. Custom plans also available, tailored for larger businesses
• 4.9/5 for customer satisfaction
• 2024 winner of Finder’s Business Banking Customer Satisfaction award

• For companies of all shapes and sizes – designed to provide reliability, security, and
  immense benefits
• Available to start-ups, small and medium enterprises, newly registered businesses, companies with local or foreign directors and many more
• Quick and easy foreign transactions and FX payments
• Local transfer in GBP & EUR – £0.00. Incoming international transfer in GBP/EUR (SWIFT) – £25.00. Currency exchange (EUR/GBP, GBP/EUR) – 0.35% from the exchange amount
• Access all business account features from your phone, PC or tablet anytime and anywhere
• Merchant account – receive settlements twice a week and enjoy reduced costs, starting from 0.65%
• Corporate & private debit card – with no monthly fees, pay in local currencies with flexible repayments
• Business loans – apply for up to double monthly turnover after just three months of operating

• You can open an account with Ampere if you are at least 18 years old, a UK and EU-based director with a UK registered enterprise (LTD, LLP, LP). Also you have to be a UK or EU resident
• £35 Business Account setup fee
• £20 Business Account maintenance per month
• FSCS protection: Eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme

• Wallester Business smart cards — a new level of corporate finance management. Instant issuance, flexible settings, payments monitoring, limit set-up — a set of functions for efficient budget control of your company
• Pay with the cards wherever you are. Wallester Business payment cards are accepted in all countries using the VISA payment system
• Make payments in EUR with no commission or other convenient currency — the conversion is automatic and made with the most beneficial exchange rate
• Issue virtual cards in seconds and manage them in the mobile app
• Create an unlimited number of physical cards with delivery to any part of the world

• Set personal spending limits on cards
• Perfect solution for online media buying
• Connect the cards to contactless payment systems (Apple Pay, Google Pay, and others) to make fast and safe payments using mobile devices or smart-watches
• Wallester Business lifetime access free
• No hidden fees, no account or minimum balance fees, unlimited number of users, up to 300 virtual cards included
• Onboarding assistance
• Real-time support

• MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses
• Transact in 30+ currencies across 180 countries. Get your own dedicated IBAN and local UK, EU & US accounts. Make fast multi-currency payments globally via SWIFT or local payment networks. 98% of payments are performed in under 24h
• MultiPass gives you access to bank-beating exchange rates that guarantee significant savings versus traditional banks
• Get local presence in 20+ countries. Use SEPA Instant (EUR), ACH (USD), Faster Payments (GBP) and other local payment channels to transact in foreign markets cheaper and faster

• Benefit from personal manager support. A dedicated banking expert that understands your business nature with help you out with any questions and ensure smooth delivery or your payments

• Onboard and manage your account entirely online, wherever you are

• MultiPass is part of the Dyninno Group, an international holding with over 19 years of experience in the global market

• Designed for growing businesses and freelancers
• Free account opening in as little as 5 minutes
• Free contactless Mastercard
• No monthly or annual fees
• Free card payments UK and abroad
• Free transfers between external accounts for one  year (20p per transfer thereafter)
• Free transfers between Tide accounts
• ATM cash withdrawals  – £1
• Cash Deposits – £1 at Post Office or 3% at PayPoint
• 1 in 12 business current accounts opened in the UK was with Tide, within a year launch

• Mobile App Features:
• Sync with accounting software such as Xero, QuickBooks, FreeAgent, Sage, KashFlow and Recko
• Overview of your balance and all transactions listed in seconds
• Auto categorisation for income and expenditure
• Instant switching between separate accounts
• Freeze and unfreeze card, get card PIN reminder and order a free replacement in seconds
• Create and pay invoices
• Access your account on any laptop or desktop

• OuiTrust Debit MasterCard
• Transfer money across 100+ countries worldwide at a real exchange rate, with no hidden fees. Stay in control of your business finances
• 30+ Currencies Support for Your Global Business
• Fees from £0.3 international and local transfer to more than 100 countries and free transfers between OuiTrust Business accounts
• OuiTrust provides you with highly competitive exchange rates and locked-in exchange rates promptly for easier control of exchange rate risk
• Up to £3 for a Single Payment to 18 Countries, one of the lowest SWIFT transfer fees in Europe, instant payment in EUR, CNY and GBP

• Trusted by 50,000 Happy Customers
• 24/7 support
• Monthly fee: Free to start, up to £19 for more advanced options

• Straightforward pricing – No annual or monthly fee
• Deposit cash at any UK Post Office or deposit money via bank transfer
• Use your card online and instore or to withdraw cash

• Pay bills, suppliers and expenses online
• Sort and categorise spending on the go via the Banking app
• Retain control of employee spend and reconcile expenses. Integrated with leading accounting software
• Zempler Bank, formerly Cashplus

• Card One aim to open your account in hours with no credit checks
• Set up automatic payments for Direct Debits and Standing Orders, order up to 4 cards for your team and add money directly from your account
• Set up international payments in a range of currencies with IBAN and SWIFT codes provided
• Manage your business finances 24/7 online or in-app. Need to speak to someone? Customer service team is available Monday-Friday, 08:30-17:00
• Export statements to accounting softwares including Xero, Sage, FreeAgent

• Application Fee £55
• Minimum monthly account fee of £12.50
• UK registered business only. Primary account holder must be at least 18 years of age. Business owner/ UK residents only

• Try ANNA free for six months
• Set up your account in less than 10 minutes
• Debit Mastercard® sent the same day
• ANNA doesn’t offer credit, which means the process is different by design – it’s fast, and applying won’t affect your credit score
• Direct debit support
• UK-based chat support – 24/7

• ANNA creates and sends sales invoices for you, and politely chases payments due too
• ANNA also schedules payments of purchase invoices
• Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app
• ANNA will be ready for Making Tax Digital (MTD)

*After six months monthly fee will start from £5 

• Interbank rates, the best anywhere
• No card charges, no FX fees
• Exchange rate 0% above wholesale
• Pay in all 180 currencies
• Automatic integration with all accounting platforms
• Virtual or physical World Debit card

• Mobile app lets you track spending and monitor transactions
• Set spend limits, freeze and unfreeze your card or view your pin
• Partnering with all the major high-street banks, connecting securely through Open Banking
• No hidden transaction fees, even at the weekend
• Zero ATM withdrawal fee up to £500/month
• Apply online and receive your card in 3 to 5 days

• Interest paid annually
• Maximum deposit £750,000
• FSCS Protected
• Winner of Platinum Feefo Trusted Service Award in 2021

• Available for: Sole traders – trading in the UK, Limited companies/PLCs/LLPs – incorporated in the UK, Partnerships, Charities – registered in the UK, Clubs and associations, Small local authorities/PCCs/councils, Schools, Religious organisations, Small financial institutions, Credit unions, Trusts
• No withdrawals permitted

• Interest paid annually
• Maximum deposit £750,000
• FSCS Protected
• Winner of Platinum Feefo Trusted Service Award in 2021

• Available for: Sole traders – trading in the UK, Limited companies/PLCs/LLPs – incorporated in the UK, Partnerships, Charities – registered in the UK, Clubs and associations, Small local authorities/PCCs/councils, Schools, Religious organisations, Small financial institutions, Credit unions, Trusts
• No withdrawals permitted

• Interest paid annually
• Maximum deposit £750,000
• FSCS Protected
• Winner of Platinum Feefo Trusted Service Award in 2021

• Available for: Sole traders – trading in the UK, Limited companies/PLCs/LLPs – incorporated in the UK, Partnerships, Charities – registered in the UK, Clubs and associations, Small local authorities/PCCs/councils, Schools, Religious organisations, Small financial institutions, Credit unions, Trusts
• No withdrawals permitted

• Deposit between £1,000  and £1,000,000
• No fees or charges for day to day services
• 14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• An interest rate of 0.05% AER is payable on balances below £1,000
• No additional deposits or withdrawals

• Instant access – deposit or withdraw funds 24/7
• Earn 4.08% AER* (variable), paid monthly
• Unlimited withdrawals
• No monthly fee
• FSCS Protected for eligible deposits up to £85,000

• For businesses registered 1 year and over only. Keeping less than £50,000 in the account may earn a reduced rate of interest and may incur fees
• You will automatically have access to Allica Instant Access Savings when you open an Allica Business Bank Account
• *T&Cs apply

• Unlimited payments and withdrawals
• Interest paid annually
• Maximum deposit £250,000
• FSCS Protected
• Winner of Platinum Feefo Trusted Service Award in 2024

• Available for: Sole traders – trading in the UK, Limited companies/PLCs/LLPs – incorporated in the UK, Partnerships, Charities – registered in the UK, Clubs and associations, Small local authorities/PCCs/councils, Schools, Religious organisations, Small financial institutions, Credit unions, Trusts.
• Must be UK resident
• Must be aged 18 or older

• Interest paid annually
• Maximum deposit £750,000
• FSCS Protected
• Winner of Platinum Feefo Trusted Service Award in 2024

• Available for: Sole traders – trading in the UK, Limited companies/PLCs/LLPs – incorporated in the UK, Partnerships, Charities – registered in the UK, Clubs and associations, Small local authorities/PCCs/councils, Schools, Religious organisations, Small financial institutions, Credit unions, Trusts
• Withdrawals subject to 95 days notice

• Deposit between £1,000  and £1,000,000
• No fees or charges for day to day services
• 14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• An interest rate of 0.05% AER is payable on balances below £1,000
• No additional deposits or withdrawals

• Invest in ETF’s, giving the opportunity of higher returns than a traditional savings account
  
• Let InvestEngine build and manage an investment portfolio for you. Alternatively invest for yourself with a choice of 650+ exchange‑traded funds (ETFs) from iShares, Vanguard and other leading brands
• Invest via a lump sum or regular savings plan (weekly, biweekly or monthly basis)
• If you don’t already have a LEI, InvestEngine can provide one to customers for free for the first year and it will be applied automatically after you have funded your account with a minimum of £100
• You can withdraw cash without notice and with no exit fees
• Free tools to help you invest
• InvestEngine’s Business Account is covered by the Financial Services Compensation Scheme (FSCS)

• Minimum investment £100
• Flat fee of just 0.25% a year for Managed portfolios (ETF costs also apply). DIY investing service is fee‑free, with no buying and selling costs and no account charges (all you pay is ETF costs).
• Open to Limited companies and partnerships
• If you are investing as a UK-based company, your returns are subject to the UK corporation tax regime
• Capital at risk – The value of investments can go down as well as up so you may get back less than you invested.
• Tax treatment depends on individual circumstances and all tax rules may change in the future.

• Deposit between £1,000 – £1,000,000
• Unlimited withdrawals free of charge (via online self service)
• No fees or charges for day to day services
• 14 day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• New account applications only be accepted from limited (or unlimited) companies. Existing Aldermore Business Savings customers that are sole traders and partnerships will be able to operate their existing accounts as normal