Home Insurance in Flood Risk Areas

With the increase of extreme weather conditions, it is no wonder that thousands of homes in the UK are located in flood risk areas. Fortunately, home insurance for flood risk areas is still available and some home insurance providers may accommodate for excessive water damage, with competitive quotes too.  You should be warned that if you do live in an area considered to be a flood risk, your premiums may be higher. Get quotes above to find the best cover at the best price.

With the advances of technology we can now formulate flood risk maps and record accurate data about flooding in the UK. This means that insurance companies do not have to generalise on flood risk locations anymore, and can be more specific about flood risk homes.

If you are looking for home insurance in a flood risk area, you may want to use some of these tips:

• Investing in personal flood defence systems which protect doors and windows etc can protect you further.
• Check any plans to develop flood defences in the area which may reduce flood risk, and insurance premiums.
• We would always advise you to get more than one quote on your home insurance so that you can compare different prices.

When looking for home insurance in flood risk areas, be especially cautious about the level of water damage protection you will receive.