Halifax Breakdown Cover
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- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
Halifax breakdown cover
Halifax do not currently offer their own breakdown cover policy, however they may offer AA breakdown cover as benefit for opening certain accounts with them. If you wish to purchase breakdown cover as a standalone product then there are a variety of plans from different providers including the AA.
Finding breakdown cover
When looking for breakdown cover shopping around before you take out a policy could help you find the provider which can offer you the level of cover you want for the best price. In addition to price you may also want to factor other things into your decision such as:
- Whether there are any excess charges
- How many callouts you get a year
- The ratio of recovery vehicles to customers a provider has
- Average response times
- Customer reviews
- No-claims bonuses
- Benefits for members like discounts in various businesses
Levels of cover
Providers of breakdown cover often offer policies at different levels, so you can select a policy that fits your specific driving needs. What a level is called or features will vary by provider but may include:
- Roadside assistance – often the cheapest and most minimal level of cover, provides a certain amount of time worth of free roadside labour, if the vehicle cannot be fixed at the side of the road then you will be towed to a nearby garage.
- Home Assistance – This cover level includes assistance for vehicle breakdowns that occur at your home or within a close proximity to it, this is because basic roadside assistance packages often exclude these events.
- Recovery – Recovery packages give you the option of you, your vehicle and your passengers being recovered to any one location in the UK, rather than just a nearby garage. So you could be taken home, to a mechanic of your preference or to the original destination of your journey.
- Onward Travel – Onward travel policies are designed to assist you carrying on your journey if your vehicle cannot be fixed within a certain time frame at the roadside or in a garage, they may therefore provide you with a hire car for a limited time, alternative transport or provide you with nearby overnight accommodation.