Growth Investment Opportunity – Potential 20.5% Return In 2 Years
The Enhanced Kick Out Plan from Investec is our best-selling growth investment, and with the current version offering the potential for double digit returns in as little as 12 months, there’s every chance it will retain this top spot for the foreseeable.
The plan offers 10.25% for each year invested (not compounded), provided the value of the FTSE 100 Index at the end of each year is higher than its value at the start of the plan.
For example:
If this happens at the end of year 2, you would receive your initial capital back along with a 20.50% growth return.
Should the FTSE be lower, the investment continues to the next year. If the plan fails to provide a return, your capital is at risk if the FTSE has fallen by more than 40% at the end of the full term. If it has, your initial capital is reduced by 1% for each 1% fall. You could therefore lose some of all of your initial investment.
So if you’re looking for the opportunity for high growth returns, and are prepared to accept your capital is at risk if the FTSE falls by more than 40%, this plan is likely to appeal to a wide range of investors.”
Oliver Roylance-Smith, head of savings and investment
Capital is at risk. This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.
There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.
Tax treatment of ISAs depends on your individual circumstances and legislation which are subject to change in the future. ISA transfer charges may apply, please check with your provider.
Fair Investment Company does not offer advice and any investment transacted through us is on a non-advised basis. If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
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