Fixed Rate Mortgage Vs Tracker

Fixed Rate Mortgage Vs Tracker

Compare Fixed & Tracker Mortgages

2 Year Fixed Mortgage – 60% LTV

2 Year Fixed Offer

  • Initial Rate – 1.23% APR
  • 60% Loan To Value (LTV)
  • 2 Year Fixed
  • £150 CASHBACK
Overall cost for comparison 4.00% APRC

Call NatWest FREE on 0800 158 2934

Mortgages
Type
2 Year Fixed
Initial Interest Rate
4.20%
Product Fee
£999
Cashback
£750

More info

Early redemption charges may apply. Overall Cost for Comparison 6.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
4.70%
Reverts to 6.99%
Max LTV
60%
Product Fee
Yes

More info

Early redemption charges may apply. Overall Cost for Comparison 6.99% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
4.90%
Reverts to 6.99%
Max LTV
75%
Product Fee
No

More info

Early redemption charges may apply. Overall Cost for Comparison 6.70% APRC. This is the cost of the mortgage over the full term.

There are no tables for this criteria

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.49%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes

More info

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.64%
Reverts to 4.04%
Max LTV
75%
Product Fee
Yes

More info

Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.90%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

More info

Call Post Office FREE on 0808 178 6813
£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

There are no tables for this criteria

Type
2 Year Fixed
Initial Interest Rate
4.20%
Product Fee
£999
Cashback
£750

More info

Early redemption charges may apply. Overall Cost for Comparison 6.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
4.70%
Reverts to 6.99%
Max LTV
60%
Product Fee
Yes

More info

Early redemption charges may apply. Overall Cost for Comparison 6.99% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
4.90%
Reverts to 6.99%
Max LTV
75%
Product Fee
No

More info

Early redemption charges may apply. Overall Cost for Comparison 6.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.48%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes

More info

Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.49%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes

More info

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.64%
Reverts to 4.04%
Max LTV
75%
Product Fee
Yes

More info

Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.90%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

More info

Call Post Office FREE on 0808 178 6813
£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

There are no tables for this criteria

There are no tables for this criteria

There are no tables for this criteria

There are no tables for this criteria

There are no tables for this criteria

Fixed rate mortgage vs tracker

The benefits of a fixed rate vs. tracker mortgages are often debated by customers, but it really depends on your own circumstances, including:

  • Whether you could afford it if your payments went up, as they could with a tracker mortgage
  • If you’d rather opt for the security of a fixed rate

A tracker mortgage is so called because it tracks the Bank of England’s base interest rate. Although the starting rate is generally set by the provider, interest rates will henceforth go up or down depending on the base rate.

These mortgages benefit from any rate cuts that are introduced by the Bank of England. However, it should be remembered that they may also be subject to increases depending on the current financial situation.

Fixed Rate mortgages offer customers a guaranteed fixed rate of interest for the duration of an agreement. This means that customers will not be subjected to any unexpected interest increases, and monthly mortgage payments are much easier to budget for.Now that you’ve had some more information on fixed rate vs. tracker mortgages, it is recommended to compare the different mortgage deals that are available.   See our comparisons tables for a wide range of mortgage deals.

 

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