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Personal loans up to £25,000
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All credit histories considered.One search using our personal loan service will give you clarity about your loan options.
You will be shown the rate you will actually get if you are pre-approved for your loan & sort those results just for you.
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Although Direct Line loans are not currently available if you already have an outstanding Direct Line loan account, you can call Direct Line if you have any questions.
Before you apply for a loan
When you’re looking for a loan, it is important to shop around in order to find the best deal for your circumstances. Get an online loan quote today – you can compare leading UK loans with our loan calculator or by checking the above tables.
Loan calculators
If you are interested in a loan, one of the main things you probably want to know beforehand is how much it is going to cost you and how much your instalments would work out as. To do so you can use a loan calculator, as Direct Line loans are not currently available there is not a Direct Line loan calculator to use. However many lenders do have loan calculators that can give you an indication of what the interest on a loan with them might be. You just need to enter how much you want to borrow and how long you want the repayment period to be.
It is important to remember when you use a loan calculator that if you were to apply for your loan the actual APR you are offered may differ from the loans. This is because lenders may alter the APR they are willing to lend a specific borrower subject to an assessment of their financial circumstances.
Types of loan
- Personal Loans – Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay. Lenders will advertise their personal loans with a Representative APR however this is not the amount you are guaranteed to get from taking out a loan with them, your actual interest rate will be dependent on numerous factors such as how much you earn and your credit history, they will also take this into consideration when they evaluate how much they are actually willing to lend you.
- Homeowner loan – If you want to borrow a larger amount of money and are a homeowner a homeowner loan might be better for you. As you have placed an asset (such as your home or other property) as security banks are willing to lend more, usually up to £250,000. The actual amount you can borrow is dependent on the value of your home and how much equity you have if you have a mortgage.
Get a better loan and apply online.
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One search using our personal loan service will give you clarity about your loan options.
You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.
Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.