Current Accounts With Free Rail Card

• *Put away between £25 and £300 for a fixed 12 month term. If you save £300 every month for 12 months and qualify for the 7.00% AER/gross p.a. interest rate, you’ll earn approximately £136.50 interest (gross). Interest is calculated daily and paid 12 months after you opened the account. AER stands for Annual Equivalent Rate. This shows you what the rate would be if interest were paid and compounded each year. Gross is the rate of interest if interest were paid and not compounded each year. No partial withdrawals allowed. Early closure will result in interest being paid at the standard account variable rate.
• £250 interest-free overdraft (subject to status)
• No minimum monthly funding
• No monthly account fee
•  Mobile banking app
• No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
• UK based contact centre
• Easy switching with the Current Account Switch Service

• Must be 18 or older
• Must be UK resident
• Representative Example: How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). For customers with an offset mortgage linked to a 1st Account, the interest-free limit will not apply
• **Open a 1st account on or after 9th September and before offer is withdrawn. Switch your everyday banking to using the Current Account Switch Service (CASS). Deposit a minimum of £1,000 (in single or multiple deposits) in your account and within 45 days of opening your first direct 1st Account. Complete a full CASS switch including at least two Direct Debits or Standing Orders must be made within 45 Days of us opening your first direct 1st Account. Register and Log onto digital banking, within 45 days of us opening your first direct 1st Account. Use your new 1st account debit card at least 5+ times. Be a new customer to first direct, who has not previously held a first direct product, or has opened an HSBC current account on or after 1 January 2018

• Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month
• Earn 1% cashback every month on supermarket and travel spend when you use your debit card, capped at £10 each month
• Access to Santander Edge Saver with 6.00% AER / 5.84% gross (variable) interest up to £4,000 with 1.50% AER / 1.49% gross (variable) bonus rate for the 12 months from opening
• Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts
• No fees or charges for international payments or CHAPS payments

• Arranged overdraft interest rate of 39.94% APR/EAR (variable)
• For cashback on household bills and essential spend, you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently
• Paper-free account
• To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking
• £3 monthly fee
• *Switch incentive available when you use Current Account Switch Service. For £150 cash you’ll have to complete the full switch, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply

• 3.00% AER/2.96% gross (variable) on balances up to £25,000
• 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
• 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
• Free to use Santander Edge Up debit card outside the UK
• Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service

• Must be 18 or older and live in the UK permanently
• Monthly fee of £5
• Must pay a minimum of £1,500 into the account each month
• Must have 2 active Direct Debits
• Arranged overdraft available (subject to status)
• Arranged overdraft interest rate of 39.94% APR / EAR (variable)
• *Switch incentive available when you use Current Account Switch Service. For £150 cash you’ll have to complete the full switch, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply

• Earn 1% cashback on everyday debit card spending, including contactless. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply
• Access to a Chase saver account paying 3.50% AER (3.45% gross) variable. Interest is earned daily and paid monthly. Easy access to your money with no minimum opening balance
• 5% interest on a round up account- choose to round up your spending to the nearest £1 and you’ll get 5% AER (4.89%gross) variable interest on your round up account, paid monthly
• Zero fees from Chase when you use your Chase debit card, both at home and away
• No ATM fees applied by Chase
• Open extra current accounts in seconds, for free. Use them to spend from, pay bills with Direct Debits, budget, and set aside money in the way that works best for you

• Must be 18+, be a UK  resident and have a smart phone and UK mobile number
• No account opening fees and no monthly fee
• No minimum monthly funding
• In-app card control – you decide how and where your card works. You can stop it from making contactless or gambling payments, from working abroad, or from making cash withdrawals
• Numberless card – your card details are stored in the app, so no one can see them but you
• 24/7 customer support – either over the phone or in app message

• All in One Money Management App for Banking, Budgeting, Saving, Borrowing, Investing and more
• Track all your bank accounts in one place: Connect more than 30+ banks in the UK to see where your money goes
• Start saving with Emma Pots: Earn up to 4.24% AER when opening an Easy Access Pot. FSCS protected
• Get cashback at more than 500+ retailers across the UK
• Pay anyone instantly: Send and request money by sending payment links or QR codes. Move money across multiple banks, split a purchase, or top up your investment account in seconds
• Invest in over 1,000 US stocks (low minimum investment £1). Capital at risk
• Personal loan available: Emma Borrow can help you improve your credit history or find credit from a panel of over 60 lenders
• Credit cards comparison service: Find the best credit card deals without affecting your credit score

• Get a standard Emma Plan for free: Join 1.6 million people working towards a better financial life
• Other plans available with enhanced features with extra associated costs

• Earn 1% cashback on everyday debit card spending, including contactless. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply
• Access to a Chase saver account paying 3.50% AER (3.45% gross) variable. Interest is earned daily and paid monthly. Easy access to your money with no minimum opening balance
• 5% interest on a round up account- choose to round up your spending to the nearest £1 and you’ll get 5% AER (4.89%gross) variable interest on your round up account, paid monthly
• Zero fees from Chase when you use your Chase debit card, both at home and away
• No ATM fees applied by Chase
• Open extra current accounts in seconds, for free. Use them to spend from, pay bills with Direct Debits, budget, and set aside money in the way that works best for you

• Must be 18+, be a UK  resident and have a smart phone and UK mobile number
• No account opening fees and no monthly fee
• No minimum monthly funding
• In-app card control – you decide how and where your card works. You can stop it from making contactless or gambling payments, from working abroad, or from making cash withdrawals
• Numberless card – your card details are stored in the app, so no one can see them but you
• 24/7 customer support – either over the phone or in app message

• Travel Money Card Account
• Spend abroad without worrying about expensive rates and hidden costs
• All currencies supported
• An easy to set up debit card. Link directly with your existing bank account
• Spend from your bank account, just with a different card. No need for separate accounts and inconvenient top-ups
• Automatically save over 85% on bank charges anywhere in the world

• Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees
• Get your card in minutes
• Latest bank security and encryption technology
• Mastercard chargeback protection for all your purchases
• Currensea is authorised by the Financial Conduct Authority

• An alternative banking solution, offering banking services to people who find it hard to open a regular bank account because of their low credit score
• Open an account in 10 minutes without a credit check or proof of address
• Get your contactless Mastercard® debit card in 3-5 working days
• Choose from three account options: ‘Essential’, ‘Premium’ and ‘Premium Plus’
• You can manage your account on the go using the online banking app
• Make transfer payments from your e-money account whenever, wherever. You can also set up and manage your Direct Debits and Standing Orders

• Get access to exclusive partner deals. Shop and earn with your Suits Me card in-store, online or over the phone you can earn cashback rewards, with no limit
• Access to a dedicated Customer Account Manager so you have someone who understands your account and your needs
• Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)
• Monthly account fee ranges from free to £9.97 depending on account chosen
• Refer your friends to apply and use their Suits Me card, and earn £50 per friend. No limit on the number of friends you refer

• Earn 1% cashback on everyday debit card spending, including contactless. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply
• Access to a Chase saver account paying 3.50% AER (3.45% gross) variable. Interest is earned daily and paid monthly. Easy access to your money with no minimum opening balance
• 5% interest on a round up account- choose to round up your spending to the nearest £1 and you’ll get 5% AER (4.89%gross) variable interest on your round up account, paid monthly
• Zero fees from Chase when you use your Chase debit card, both at home and away
• No ATM fees applied by Chase
• Open extra current accounts in seconds, for free. Use them to spend from, pay bills with Direct Debits, budget, and set aside money in the way that works best for you

• Must be 18+, be a UK  resident and have a smart phone and UK mobile number
• No account opening fees and no monthly fee
• No minimum monthly funding
• In-app card control – you decide how and where your card works. You can stop it from making contactless or gambling payments, from working abroad, or from making cash withdrawals
• Numberless card – your card details are stored in the app, so no one can see them but you
• 24/7 customer support – either over the phone or in app message

• Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month
• Earn 1% cashback every month on supermarket and travel spend when you use your debit card, capped at £10 each month
• Access to Santander Edge Saver with 6.00% AER / 5.84% gross (variable) interest up to £4,000 with 1.50% AER / 1.49% gross (variable) bonus rate for the 12 months from opening
• Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts
• No fees or charges for international payments or CHAPS payments

• Arranged overdraft interest rate of 39.94% APR/EAR (variable)
• For cashback on household bills and essential spend, you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently
• Paper-free account
• To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking
• £3 monthly fee
• *Switch incentive available when you use Current Account Switch Service. For £150 cash you’ll have to complete the full switch, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply

• 3.00% AER/2.96% gross (variable) on balances up to £25,000
• 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
• 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
• Free to use Santander Edge Up debit card outside the UK
• Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service

• Must be 18 or older and live in the UK permanently
• Monthly fee of £5
• Must pay a minimum of £1,500 into the account each month
• Must have 2 active Direct Debits
• Arranged overdraft available (subject to status)
• Arranged overdraft interest rate of 39.94% APR / EAR (variable)
• *Switch incentive available when you use Current Account Switch Service. For £150 cash you’ll have to complete the full switch, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply

•  *Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
• Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
• Access to Digital Regular Saver – deposit £1-£150pm, 6% Gross/6.17% AER pa (variable) on 1st £5k, 1.59% Gross/1.60% AER pa above £5k
• Great money management tools with our mobile banking app. ‘Criteria Apply’
• Arranged overdraft available (subject to eligibility and lending criteria)
• Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit

• Assumed arranged overdraft of £1,200, 39.49% variable p.a. representative 39.5% APR variable
• Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit:  £1,200
• To apply, you need to be 18+ and a UK resident
• You need to also pay in £1,250 to an eligible NatWest account every month
• £2 monthly fee applies
• The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
• What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00.  One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

•  *Earn £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be +£2 each) and £1 with 1 mobile app log in
• Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
• Access to Digital Regular Saver – deposit £1-£150pm, 6% Gross/6.17% AER pa (variable) on 1st £5k, 1.59% Gross/1.60% AER pa above £5k
• Great money management tools with our mobile banking app. ‘Criteria Apply’
• Arranged overdraft available (subject to eligibility and lending criteria)
• Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit

• Assumed arranged overdraft of £1,200, 39.49% variable p.a. representative 39.5% APR variable
• Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit:  £1,200
• To apply, you need to be 18+ and a UK resident
• You need to also pay in £1,250 to an eligible NatWest account every month
• £2 monthly fee applies
• The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
• What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00.  One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

• Online current account that is open to everybody
• No credit checks and no account opening fee
• Includes pre-paid Debit Mastercard
•  Cashback rewards of up to 8% at more than 35 major high street retailers when you shop using your pre-paid card
• Help for you to manage your money and set-up bill payments to help you get back on track. If you’d like our help, just ask
• Access your account online 24/7/365 using state-of-the-art online banking facility
• Manage card online
• UK call centre

• Must be 18 or older and be UK resident
• £12.50 monthly account fee

• An interest-free and fee-free Arranged Overdraft, up to £1,500 in years 1-3, then up to £2,000 if you stay on to year 5. Subject to status
• A free 4-year Santander 16-25 Railcard worth £100 plus a total average saving of £768 (average saving of £192 per year)
• Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking) Visa Debit card for making purchases and accessing your money at cash machines
• No monthly account fee

• Must be over 18 and live in the UK permanently
• Must be studying or are about to begin an undergraduate course that is at least 2 years in length, or level 4 to 7 apprenticeship. If you’re about to begin your course, you must have an ‘unconditional’ or ‘confirmed conditional’ offer (i.e. you have your exam results) before you apply
• You must pay in at least £500 every 4 months and must not already have an existing Santander current account. If you do, you’ll need to transfer it

• *Put away between £25 and £300 for a fixed 12 month term. If you save £300 every month for 12 months and qualify for the 7.00% AER/gross p.a. interest rate, you’ll earn approximately £136.50 interest (gross). Interest is calculated daily and paid 12 months after you opened the account. AER stands for Annual Equivalent Rate. This shows you what the rate would be if interest were paid and compounded each year. Gross is the rate of interest if interest were paid and not compounded each year. No partial withdrawals allowed. Early closure will result in interest being paid at the standard account variable rate.
• £250 interest-free overdraft (subject to status)
• No minimum monthly funding
• No monthly account fee
•  Mobile banking app
• No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
• UK based contact centre
• Easy switching with the Current Account Switch Service

• Must be 18 or older
• Must be UK resident
• Representative Example: How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). For customers with an offset mortgage linked to a 1st Account, the interest-free limit will not apply
• **Open a 1st account on or after 9th September and before offer is withdrawn. Switch your everyday banking to using the Current Account Switch Service (CASS). Deposit a minimum of £1,000 (in single or multiple deposits) in your account and within 45 days of opening your first direct 1st Account. Complete a full CASS switch including at least two Direct Debits or Standing Orders must be made within 45 Days of us opening your first direct 1st Account. Register and Log onto digital banking, within 45 days of us opening your first direct 1st Account. Use your new 1st account debit card at least 5+ times. Be a new customer to first direct, who has not previously held a first direct product, or has opened an HSBC current account on or after 1 January 2018

• Access to Digital Regular Saver – deposit £1-£150pm, 6.00% Gross/6.17% AER pa (variable) on 1st £5k, 1.49% Gross/1.50% AER pa above £5k
• Great money management tools with our mobile banking app. ‘Criteria Apply’
• Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
• Arranged overdraft available (subject to eligibility and lending criteria)
• No monthly fee
• Defaqto 5* rated

• Assumed arranged overdraft of £1,200, 39.49% variable p.a. representative 39.5% APR variable
• Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit:  £1,200
• To apply, you need to be 18+ and a UK resident
• The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
• What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00.  One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

• Access to Digital Regular Saver – deposit £1-£150pm, 6.00% Gross/6.17% AER pa (variable) on 1st £5k, 1.49% Gross/1.50% AER pa above £5k
• Great money management tools with our mobile banking app. ‘Criteria Apply’
• Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit Card. Limits apply
• Arranged overdraft available (subject to eligibility and lending criteria)
• No monthly fee
• Defaqto 5* rated

• Assumed arranged overdraft of £1,200, 39.49% variable p.a. representative 39.5% APR variable
• Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% (variable). Assumed credit limit:  £1,200
• To apply, you need to be 18+ and a UK resident
• The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80
• What’s the cost of borrowing of £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00.  One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days – you’d pay in total £3.24. Thirty days – you’d pay in total £13.87

• No minimum monthly funding or monthly fee to maintain the account
• Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking)
• Stress-free account switching in 7 days with the Current Account Switch Service
• £300 ATM withdrawal per day
• Arranged Overdraft facility (subject to status)
• Online and Mobile Banking with text and email alerts

• Must be 18 or older and live in the UK permanently
• 39.94% EAR overdraft charge
• *Switch incentive available when you use Current Account Switch Service. For £150 cash you’ll have to complete the full switch, set up 2 active Direct Debits and pay in £1,500 within 60 days. T&Cs apply

• *Put away between £25 and £300 for a fixed 12 month term. If you save £300 every month for 12 months and qualify for the 7.00% AER/gross p.a. interest rate, you’ll earn approximately £136.50 interest (gross). Interest is calculated daily and paid 12 months after you opened the account. AER stands for Annual Equivalent Rate. This shows you what the rate would be if interest were paid and compounded each year. Gross is the rate of interest if interest were paid and not compounded each year. No partial withdrawals allowed. Early closure will result in interest being paid at the standard account variable rate.
• £250 interest-free overdraft (subject to status)
• No minimum monthly funding
• No monthly account fee
•  Mobile banking app
• No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK
• UK based contact centre
• Easy switching with the Current Account Switch Service

• Must be 18 or older
• Must be UK resident
• Representative Example: How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). For customers with an offset mortgage linked to a 1st Account, the interest-free limit will not apply
• **Open a 1st account on or after 9th September and before offer is withdrawn. Switch your everyday banking to using the Current Account Switch Service (CASS). Deposit a minimum of £1,000 (in single or multiple deposits) in your account and within 45 days of opening your first direct 1st Account. Complete a full CASS switch including at least two Direct Debits or Standing Orders must be made within 45 Days of us opening your first direct 1st Account. Register and Log onto digital banking, within 45 days of us opening your first direct 1st Account. Use your new 1st account debit card at least 5+ times. Be a new customer to first direct, who has not previously held a first direct product, or has opened an HSBC current account on or after 1 January 2018

• All in One Money Management App for Banking, Budgeting, Saving, Borrowing, Investing and more
• Track all your bank accounts in one place: Connect more than 30+ banks in the UK to see where your money goes
• Start saving with Emma Pots: Earn up to 4.24% AER when opening an Easy Access Pot. FSCS protected
• Get cashback at more than 500+ retailers across the UK
• Pay anyone instantly: Send and request money by sending payment links or QR codes. Move money across multiple banks, split a purchase, or top up your investment account in seconds
• Invest in over 1,000 US stocks (low minimum investment £1). Capital at risk
• Personal loan available: Emma Borrow can help you improve your credit history or find credit from a panel of over 60 lenders
• Credit cards comparison service: Find the best credit card deals without affecting your credit score

• Get a standard Emma Plan for free: Join 1.6 million people working towards a better financial life
• Other plans available with enhanced features with extra associated costs

• Children’s current account
• Can be opened by or on behalf of any child up to the age of 17
• 1% interest on the entire balance once the balance up to £999.99
• 2.00% AER/1.98% gross (variable) on the entire balance once the balance is £1,000 to £1,499.99
• 3.00% AER/2.96% gross (variable) on the entire balance once the balance is £1,500 to £2,000
• Debit or cash card available for those aged between 13 and 17
• Monthly interest
• No monthly fee

• For children under age 13, the account must be opened in trust and managed by an adult (trustee) T&C’s apply
• If you’re aged between 13 and 17 years old and live permanently in the UK you can apply online by telephone or in branch
• No overdraft facility

• Children’s pre-paid debit card account
• Can be opened on behalf of any child from the age of 6 to 18
• With the GoHenry prepaid debit card and app, kids learn how to budget—and grow to understand the difference between wants and needs by spending wisely. Parents can help guide their progress with real-time updates, customisable controls and more
• Kids and teens can gain skills in the app, learning about investing, credit and more. Then apply their knowledge with their real money. Now with new lessons for kids aged 12+

• 92% of parents say their kids are more money confident since joining GoHenry
• Choose from 45+ card designs—and personalise it with your child’s first name, too
• Covered by your account’s FSCS protection up to £85,000
• 30 days free, then £2.99/month
• No overdraft facility

• An interest-free and fee-free Arranged Overdraft, up to £1,500 in years 1-3, then up to £2,000 if you stay on to year 5. Subject to status
• A free 4-year Santander 16-25 Railcard worth £100 plus a total average saving of £768 (average saving of £192 per year)
• Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking) Visa Debit card for making purchases and accessing your money at cash machines
• No monthly account fee

• Must be over 18 and live in the UK permanently
• Must be studying or are about to begin an undergraduate course that is at least 2 years in length, or level 4 to 7 apprenticeship. If you’re about to begin your course, you must have an ‘unconditional’ or ‘confirmed conditional’ offer (i.e. you have your exam results) before you apply
• You must pay in at least £500 every 4 months and must not already have an existing Santander current account. If you do, you’ll need to transfer it

• An alternative banking solution, offering banking services to people who find it hard to open a regular bank account because of their low credit score
• Open an account in 10 minutes without a credit check or proof of address
• Get your contactless Mastercard® debit card in 3-5 working days
• Choose from three account options: ‘Essential’, ‘Premium’ and ‘Premium Plus’
• You can manage your account on the go using the online banking app
• Make transfer payments from your e-money account whenever, wherever. You can also set up and manage your Direct Debits and Standing Orders

• Get access to exclusive partner deals. Shop and earn with your Suits Me card in-store, online or over the phone you can earn cashback rewards, with no limit
• Access to a dedicated Customer Account Manager so you have someone who understands your account and your needs
• Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)
• Monthly account fee ranges from free to £9.97 depending on account chosen
• Refer your friends to apply and use their Suits Me card, and earn £50 per friend. No limit on the number of friends you refer

• Online current account that is open to everybody
• No credit checks and no account opening fee
• Includes pre-paid Debit Mastercard
•  Cashback rewards of up to 8% at more than 35 major high street retailers when you shop using your pre-paid card
• Help for you to manage your money and set-up bill payments to help you get back on track. If you’d like our help, just ask
• Access your account online 24/7/365 using state-of-the-art online banking facility
• Manage card online
• UK call centre

• Must be 18 or older and be UK resident
• £12.50 monthly account fee

• Multi-currency accounts, high speed international transfers, borderless cards, expense management, and online payments—all in one platform
• Open a global multi-currency account for international business payments in minutes
• Create employee and company cards in minutes and stay in control of all purchases in real time all under one place
• Streamline sending payments abroad to suppliers and employees around the world, and access market-leading international FX rates no matter the transaction size: 60+ countries where you can open local currency accounts, 180+ countries from which you can accept payments, 150+ countries to which you can make transfers at interbank rates
• 85% transfers arrive within the same day
• Conveniently automate your online bill pay processes in one place
• Accept payments from customers around the world via their preferred payment methods – no coding required
• End-to-end expense management helps reconcile your corporate card expenses and reimbursements in one place, gain real-time visibility and control over employee spending, globally
• Integrations with other popular platforms like Xero, Amazon, Shopify and more
• The customer support offered to customers is top-tiered and is also award winning

• In the United Kingdom, Airwallex’s operating company, Airwallex (UK) Limited (“Airwallex UK”) holds an Electronic Money Institution (EMI) license issued by the Financial Conduct Authority. EMIs must implement customer funds safeguarding procedures and measures that comply with rules set by the Financial Conduct Authority. As part of our EMI license, we have put in place ‘safeguarding’ measures to protect all of our customers’ funds in line with these rules
• As Airwallex UK is not a bank and is not covered by the FSCS, in the event of our insolvency, customers will not be eligible for protection under the FSCS
• *Start saving on everyday business expenses. Get rewarded with 10% cashback on your first $1,000 USD equivalent in eligible international card spend. See promotional terms & conditions for more information

• Wallester Business smart cards — a new level of corporate finance management. Instant issuance, flexible settings, payments monitoring, limit set-up — a set of functions for efficient budget control of your company
• Pay with the cards wherever you are. Wallester Business payment cards are accepted in all countries using the VISA payment system
• Make payments in EUR with no commission or other convenient currency — the conversion is automatic and made with the most beneficial exchange rate
• Issue virtual cards in seconds and manage them in the mobile app
• Create an unlimited number of physical cards with delivery to any part of the world

• Set personal spending limits on cards
• Perfect solution for online media buying
• Connect the cards to contactless payment systems (Apple Pay, Google Pay, and others) to make fast and safe payments using mobile devices or smart-watches
• Wallester Business lifetime access free
• No hidden fees, no account or minimum balance fees, unlimited number of users, up to 300 virtual cards included
• Onboarding assistance
• Real-time support

• For companies of all shapes and sizes – designed to provide reliability, security, and
  immense benefits
• Available to start-ups, small and medium enterprises, newly registered businesses, companies with local or foreign directors and many more
• Quick and easy foreign transactions and FX payments
• Local transfer in GBP & EUR – £0.00. Incoming international transfer in GBP/EUR (SWIFT) – £25.00. Currency exchange (EUR/GBP, GBP/EUR) – 0.35% from the exchange amount
• Access all business account features from your phone, PC or tablet anytime and anywhere
• Merchant account – receive settlements twice a week and enjoy reduced costs, starting from 0.65%
• Corporate & private debit card – with no monthly fees, pay in local currencies with flexible repayments
• Business loans – apply for up to double monthly turnover after just three months of operating

• You can open an account with Ampere if you are at least 18 years old, a UK and EU-based director with a UK registered enterprise (LTD, LLP, LP). Also you have to be a UK or EU resident
• £35 Business Account setup fee
• £20 Business Account maintenance per month
• FSCS protection: Eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme

• Designed for growing businesses and freelancers
• Free account opening in as little as 5 minutes
• Free contactless Mastercard
• No monthly or annual fees
• Free card payments UK and abroad
• Free transfers between external accounts for one  year (20p per transfer thereafter)
• Free transfers between Tide accounts
• ATM cash withdrawals  – £1
• Cash Deposits – £1 at Post Office or 3% at PayPoint
• 1 in 12 business current accounts opened in the UK was with Tide, within a year launch

• Mobile App Features:
• Sync with accounting software such as Xero, QuickBooks, FreeAgent, Sage, KashFlow and Recko
• Overview of your balance and all transactions listed in seconds
• Auto categorisation for income and expenditure
• Instant switching between separate accounts
• Freeze and unfreeze card, get card PIN reminder and order a free replacement in seconds
• Create and pay invoices
• Access your account on any laptop or desktop

• OuiTrust Debit MasterCard
• Transfer money across 100+ countries worldwide at a real exchange rate, with no hidden fees. Stay in control of your business finances
• 30+ Currencies Support for Your Global Business
• Fees from £0.3 international and local transfer to more than 100 countries and free transfers between OuiTrust Business accounts
• OuiTrust provides you with highly competitive exchange rates and locked-in exchange rates promptly for easier control of exchange rate risk
• Up to £3 for a Single Payment to 18 Countries, one of the lowest SWIFT transfer fees in Europe, instant payment in EUR, CNY and GBP

• Trusted by 50,000 Happy Customers
• 24/7 support
• Monthly fee: Free to start, up to £19 for more advanced options

• Straightforward pricing – No annual or monthly fee
• Deposit cash at any UK Post Office or deposit money via bank transfer
• Use your card online and instore or to withdraw cash

• Pay bills, suppliers and expenses online
• Sort and categorise spending on the go via the Banking app
• Retain control of employee spend and reconcile expenses. Integrated with leading accounting software
• Zempler Bank, formerly Cashplus

• Card One aim to open your account in hours with no credit checks
• Set up automatic payments for Direct Debits and Standing Orders, order up to 4 cards for your team and add money directly from your account
• Set up international payments in a range of currencies with IBAN and SWIFT codes provided
• Manage your business finances 24/7 online or in-app. Need to speak to someone? Customer service team is available Monday-Friday, 08:30-17:00
• Export statements to accounting softwares including Xero, Sage, FreeAgent

• Application Fee £55
• Minimum monthly account fee of £12.50
• UK registered business only. Primary account holder must be at least 18 years of age. Business owner/ UK residents only

• Try ANNA free for six months
• Set up your account in less than 10 minutes
• Debit Mastercard® sent the same day
• ANNA doesn’t offer credit, which means the process is different by design – it’s fast, and applying won’t affect your credit score
• Direct debit support
• UK-based chat support – 24/7

• ANNA creates and sends sales invoices for you, and politely chases payments due too
• ANNA also schedules payments of purchase invoices
• Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app
• ANNA will be ready for Making Tax Digital (MTD)

*After six months monthly fee will start from £5 

• Interbank rates, the best anywhere
• No card charges, no FX fees
• Exchange rate 0% above wholesale
• Pay in all 180 currencies
• Automatic integration with all accounting platforms
• Virtual or physical World Debit card

• Mobile app lets you track spending and monitor transactions
• Set spend limits, freeze and unfreeze your card or view your pin
• Partnering with all the major high-street banks, connecting securely through Open Banking
• No hidden transaction fees, even at the weekend
• Zero ATM withdrawal fee up to £500/month
• Apply online and receive your card in 3 to 5 days