Currency

Money Transfer Services for Individuals and Businesses, Pre-paid Travel Cards and Currency Exchange Orders

Money Travel Cards

Account

Zing Multi-Currency Card

Features

A world of currencies at your fingertips. Open a wallet and start spending like a local today

Spend & Transfer Money Abroad

Account fee

FREE

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Hold 20+ currencies, send 30+ currencies and spend in 200+ countries and territories with one app and card
Open a wallet, top it up and pay no Zing fees for spending in your destination’s currency
If you’re out of a currency needed for a card payment, Zing automatically converts from other wallets to cover your payment (conversion fees may apply)
Pay currency conversion fees from 0.2% -> any amount, any day of the week
Pay no Zing fees on local spending
Real-time exchange rate

Freeze your card, order a new one and manage it all from the Zing app. The safe and speedy way to control your card
For an extra fee (between 20-25 GBP depending on delivery country), Zing can deliver your card worldwide in 2 business days
Zing is part of the HSBC Group. Zing is not a bank. Zing is an e-money institution (EMI) authorised by the Financial Conduct Authority

Account

Post Office Travel Money Card

Features

A safe-to-use, prepaid, reloadable, multi-currency card that’s not linked to your bank account

Spend & Transfer Money Abroad

Account fee

FREE

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Travel Money Card – secure, prepaid Mastercard
Accepted in over 36 million locations worldwide, wherever you see the Mastercard Acceptance Mark – millions of shops, restaurants and bars in more than 200 countries
Carry up to 22 currencies safely
No charges when you spend abroad (no charges when you spend abroad using an available balance of a local currency supported by the card)
Make contactless, Apple Pay and Google Pay™ payments
Order online, via the app or pick one up in branch and load it with any of the 22 currencies it holds
Cards ordered online and in-app should arrive within 2-3 working days. Activate it by following the instructions in your welcome letter

Top up, manage or freeze your card, transfer funds between currencies, view your PIN and more all in the free Travel app
Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. 900412). Mastercard and the circles design are registered trademarks of Mastercard International Incorporated

Account

Wise International Debit Card

Features

With the Wise card, you never have to worry about exchange rate markups, or high transaction fees when you spend abroad

Spend & Transfer Money Abroad

Account fee

FREE (£7 Sign Up)

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International Debit Card – Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription
With the Wise digital card, you can pay online and in stores in over 40 currencies and 160 countries
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Account, Wise will convert it with the lowest possible fee
Open a free account in minutes
Generate digital cards for extra peace of mind
Get notifications for every transaction
Freeze and unfreeze your card instantly

Make 2 withdrawals of up to and including 200 GBP each month for free per account. After that there is a charge 0.5 GBP per withdrawal. There’s a 1.75% fee on any amount you withdraw above 200 GBP
Order a card for a one-time fee of £7
Wise help over 10 million people move £30 billion every quarter

Account

Currensea Travel Debit Card

Features

Spend in confidence, whilst saving money on your overseas purchases

Spend & Transfer Money Abroad

Account fee

FREE

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Travel Money Card Account
Spend abroad without worrying about expensive rates and hidden costs
All currencies supported
An easy to set up debit card. Link directly with your existing bank account
Spend from your bank account, just with a different card. No need for separate accounts and inconvenient top-ups
Automatically save over 85% on bank charges anywhere in the world

Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees
Get your card in minutes
Latest bank security and encryption technology
Mastercard chargeback protection for all your purchases
Currensea is authorised by the Financial Conduct Authority

Details

Fair FX Multi-Currency Card

Features

Get your free physical or virtual multi-currency card to use in over 190 countries around the world, wherever Mastercard is accepted

Spend & Transfer Money Abroad

Account fee

FREE

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Multi-currency Mastercard
Hold 20 currencies all on one card in more than 35 million locations around the world, wherever Mastercard is accepted
Order free online and load using your debit or credit card, or via bank transfer
Use for card transactions abroad or to withdraw cash from ATMs
Online platform and mobile app, easily manage your spending money in more local currencies than ever before
Earn up to 3.5% cashback in-store or online at some of the UK’s top high street retailers

Free first card order, free replacement card for the first replacement (£6 for subsequent ones)
Free card renewal, free monthly management fee
Free in one of the 20 supported currencies (2.25% fee applied for any other currency)
UK-based customer service team is on-hand to give you real, human support through live chat
Because FairFX accounts don’t fall under FSCS, your money is protected via safeguarding. Your funds are held in specially designated, safeguarded bank accounts, which keep them separate from other assets

Account

Card One Money Current Account

Features

No credit checks - open to everyone with guaranteed acceptance. Help manage your money. Account comprises of a Billing Account for money in and to pay your bills from, plus a Debit Mastercard for your every day spending

Adverse Credit

Cashback

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Online current account that is open to everybody
No credit checks and no account opening fee
Includes pre-paid Debit Mastercard
Cashback rewards of up to 8% at more than 35 major high street retailers when you shop using your pre-paid card
Help for you to manage your money and set-up bill payments to help you get back on track. If you’d like our help, just ask
Access your account online 24/7/365 using state-of-the-art online banking facility
Manage card online
UK call centre

Must be 18 or older and be UK resident
£12.50 monthly account fee

International Money Transfers for Individuals

Details

Global Money Transfers

No Transfer Fees

Features

Hold 20+ currencies, send 30+ currencies, and spend in 200+ countries and territories with one app and card

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International payments, no transfer fees: more of your money goes to those who matter
Keep more of your money: low fees and real-time conversion rates take your money way further
Real-time conversion rates
24/7 customer support
An easy, free app and multi-currency card

Join Zing and enjoy low conversion fees from only 0.2%
You don’t need to bank with HSBC to use Zing. Get the flexibility of a fintech that’s part of the HSBC Group, serving over 40 million customers worldwide
Zing is not a bank. Zing is an e-money institution (EMI) authorised by the Financial Conduct Authority. Find out more, including what this means to you at zing.me/hsbc-zing

Details

Global Money Transfers

No Transfer Fees

Services Offered

Global transfers to over 140 countries tailored to you with expert guidance

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Access 140+ different currencies with hedging options, rate alerts, and more available to make the most of every transfer
Buying a property abroad, funding children’s education, or sending money to family – currency experts will help you make them at the right time, with competitive rates
Help with every aspect of currency exchange, including transfers related to the buying, selling, and maintaining of properties abroad
Speak with your own dedicated currency expert to help manage market fluctuations, exchange funds with no transfer fee (fees may apply to exchanges in exotic currencies), and send money around the world quickly and securely
In-house experts will get to know your currency needs, monitor the markets, and offer a range of payment solutions

UK-based customer service team
FairFX have helped customers move and manage over £10 billion around the world since starting in 2005
Because FairFX accounts don’t fall under FSCS, your money is protected via safeguarding. Funds are held in specially designated, safeguarded bank accounts, which keep them separate from other assets
Part of the Equals Group

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Global Money Transfers

No Transfer Fees

Features

Seamless, secure global money transfers to over 100 countries

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Join millions of people who trust TalkRemit for fast, secure, and cost-effective international money transfers to Asia, Australia, Europe, Africa and Beyond
Competitive rates and minimal fees
Experience the convenience of sending money anytime, anywhere. Download the TalkRemit app for a hassle-free and personalized experience
Flexible payment options including debit/credit cards and bank transfers, with convenient delivery methods such as bank deposits, mobile wallet transfers, and cash pickups

Your funds and personal data are protected with our cutting-edge security systems, including AML procedures, SSL encryption, and strict protocols
Trustpilot Rated Excellent – 4.8 out of 5
ZERO FEES* USE PROMO CODE 3FREE FOR YOUR FIRST 3 TRANSFERS

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Online International Money Transfers

No Transfer Fees

Features

Trusted Global Currency Converter & Money Transfers

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Trade in 139 currencies so you can transfer money to over 220 countries
Send money online fast, secure and easy. Live tracking and notifications and flexible delivery and payment options
Create a chart for any currency pair in the world to see their currency history
Need to know when a currency hits a specific rate? The Xe Rate Alerts will let you know when the rate you need is triggered on your selected currency pairs
Bank beating – an independent company checks the main high street banks to make sure the overall price is better

No fees – great exchange rates and absolutely no transfer fees, so you ‘ll always know exactly how much you ‘re paying
Transact and manage your account online 24 hours a day, 7 days a week from any device

Details

Send Money Fast To Africa and Beyond

No Transfer Fees

Features

Use Dahabshiil’s trusted and reliable money transfer services to more than 100 countries worldwide

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Join millions of satisfied customers who rely on Dahabshiil for safe, secure, and swift international transactions to Somali, Kenya, Uganda, Nigeria, Ethiopia, Liberia, Rwanda, Djibouti, Soudan, Niger, Zambia and Senegal as well as other international destinations
Competitive rates, low fees, and swift, secure transactions
Save more with every transaction compared to other providers
Send money and track your transfers with ease using the Dahabshiil app

Rest easy knowing your money transfers to Africa are secure. Dahabshiil employs advanced security mechanisms, including AML systems and SSL encryption
50 years of experience and trusted by millions
Trustpilot Rated Excellent – 4.8 out of 5
ZERO FEES* USE PROMO CODE 3FREE FOR YOUR FIRST 3 TRANSFERS

International Money Transfers for Businesses

Account

Airwallex Business Account

Details

All-in-one multi-currency business account for your global payments and financial operations

Debit Card

Monthly Account Fee

FREE

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Earn 10% cashback on your first $1,000 of international transactions with Airwallex*

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Multi-currency accounts, high speed international transfers, borderless cards, expense management, and online payments—all in one platform
Open a global multi-currency account for international business payments in minutes
Create employee and company cards in minutes and stay in control of all purchases in real time all under one place
Streamline sending payments abroad to suppliers and employees around the world, and access market-leading international FX rates no matter the transaction size: 60+ countries where you can open local currency accounts, 180+ countries from which you can accept payments, 150+ countries to which you can make transfers at interbank rates
85% transfers arrive within the same day
Conveniently automate your online bill pay processes in one place
Accept payments from customers around the world via their preferred payment methods – no coding required
End-to-end expense management helps reconcile your corporate card expenses and reimbursements in one place, gain real-time visibility and control over employee spending, globally
Integrations with other popular platforms like Xero, Amazon, Shopify and more
The customer support offered to customers is top-tiered and is also award winning

In the United Kingdom, Airwallex’s operating company, Airwallex (UK) Limited (“Airwallex UK”) holds an Electronic Money Institution (EMI) license issued by the Financial Conduct Authority. EMIs must implement customer funds safeguarding procedures and measures that comply with rules set by the Financial Conduct Authority. As part of our EMI license, we have put in place ‘safeguarding’ measures to protect all of our customers’ funds in line with these rules
As Airwallex UK is not a bank and is not covered by the FSCS, in the event of our insolvency, customers will not be eligible for protection under the FSCS
*Start saving on everyday business expenses. Get rewarded with 10% cashback on your first $1,000 USD equivalent in eligible international card spend. See promotional terms & conditions for more information

Account

Revolut Business Account

Details

The all-in-one business account: Scale and save with global payments, multi-currency accounts, and smarter spending

Debit Card

Monthly Account Fee

From £0 per month

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Multi-currency bank account. Hold 25+ currencies. Save money on payments, and exchange at great prices. Save time with bulk and recurring payments across different currencies
Save money on currency exchange by locking in rates with forward contracts. Or set alerts for your ideal exchange rates
100+ countries supported for payments, transfer to 150+ destinations
Take a range of in-person and online payment methods, fast, with tools like Revolut Pay, Revolut Reader, Payment Links and more
Access your earnings within 24 hours

Physical and virtual debit cards available. Stay in control with spending limits, analytics, and expenses
Automate your spend, end-to-end. Sync your software – set approvals and controls and reconcile rapidly
Account pricing ranges from zero a month for basic plan to £79 a month for full package. Custom plans also available, tailored for larger businesses
4.9/5 for customer satisfaction
2024 winner of Finder’s Business Banking Customer Satisfaction award

Account

Currensea Business Money Transfer Account

Services Offered

Currensea is a new way to globalise existing business bank accounts. Pay in every currency without the fees

Fee

No fee or commission

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Interbank rates, the best anywhere
No card charges, no FX fees
Exchange rate 0% above wholesale
Pay in all 180 currencies
Automatic integration with all accounting platforms
Virtual or physical World Debit card

Mobile app lets you track spending and monitor transactions
Set spend limits, freeze and unfreeze your card or view your pin
Partnering with all the major high-street banks, connecting securely through Open Banking
No hidden transaction fees, even at the weekend
Zero ATM withdrawal fee up to £500/month
Apply online and receive your card in 3 to 5 days

Details

International Money Transfers for Businesses

Services Offered

Access to over 140 currencies, in-house expertise, and a wide range of solutions to protect you from currency fluctuations

Fee

No fee or commission

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Currency Service for Businesses
Protect your business from volatile markets with great exchange rates, a range of payment solutions, and an expert account manager
Fast payments with connections to SWIFT, UK Faster Payments, and SEPA
Make fast payments in 140+ currencies
Expert support – your dedicated account manager will monitor the markets and get to know your business
Spot trades – make a one-off instant transfer using the live exchange rate
Forward contracts – fix a current exchange rate for a future transaction up to 24 months in advance

Expert, human support – dedicated service for your business’s payment needs which is why your own personal dealer will be available through a direct line 5 days a week during business hours
Equals Money have helped customers move and manage over £10 billion around the world since starting in 2005
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. Funds are held in specially designated, safeguarded bank accounts, which keep them separate from other assets

Details

International Money Transfers for Businesses

Services Offered

Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries

Fee

No fee or commission

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Currency Service for Businesses
Buy currency at the live exchange rate, or pick a rate and transfer automatically when the market hits your desired rate
Option to secure a rate for future transfers. Transfer any time at your secured rate within 3 years
FX Risk Management – Xe work with you to deliver a risk management strategy that meets your specific objectives

Xe tracks the market for you 24/7. Leverage the exchange rate calculator and get updates when your target rates are reached
Make informed decisions for your business with no set minimum for transfers and Xe’s near zero fees
275+ million people visit Xe online every year. Accurate rates and convenient business solutions with decades of experience
Solutions for every business
Recommended by 72,564 verified customers

Account

Ampere Business Current Account

Details

Open a business account in minutes, giving you complete control of your funds from one app. Ampere offer the lowest exchange rates and lightning-fast transactions for secure payments

Debit Card

Monthly Account Fee

£20

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For companies of all shapes and sizes – designed to provide reliability, security, and
immense benefits
Available to start-ups, small and medium enterprises, newly registered businesses, companies with local or foreign directors and many more
Quick and easy foreign transactions and FX payments
Local transfer in GBP & EUR – £0.00. Incoming international transfer in GBP/EUR (SWIFT) – £25.00. Currency exchange (EUR/GBP, GBP/EUR) – 0.35% from the exchange amount
Access all business account features from your phone, PC or tablet anytime and anywhere
Merchant account – receive settlements twice a week and enjoy reduced costs, starting from 0.65%
Corporate & private debit card – with no monthly fees, pay in local currencies with flexible repayments
Business loans – apply for up to double monthly turnover after just three months of operating

You can open an account with Ampere if you are at least 18 years old, a UK and EU-based director with a UK registered enterprise (LTD, LLP, LP). Also you have to be a UK or EU resident
£35 Business Account setup fee
£20 Business Account maintenance per month
FSCS protection: Eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme

Account

Card One Business Account

Details

Apply in minutes with no credit checks. Card One just need to verify your identity & residency. Suitable for businesses of all sizes

Debit Card

Monthly Account Fee

£12.50

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Card One aim to open your account in hours with no credit checks
Set up automatic payments for Direct Debits and Standing Orders, order up to 4 cards for your team and add money directly from your account
Set up international payments in a range of currencies with IBAN and SWIFT codes provided
Manage your business finances 24/7 online or in-app. Need to speak to someone? Customer service team is available Monday-Friday, 08:30-17:00
Export statements to accounting softwares including Xero, Sage, FreeAgent

Application Fee £55
Minimum monthly account fee of £12.50
UK registered business only. Primary account holder must be at least 18 years of age. Business owner/ UK residents only

Account

MultiPass Business Bank Account

Details

Apply today and enjoy intentionally simple business banking with MultiPass

Debit Card

Monthly Account Fee

From £23

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MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses
Transact in 30+ currencies across 180 countries. Get your own dedicated IBAN and local UK, EU & US accounts. Make fast multi-currency payments globally via SWIFT or local payment networks. 98% of payments are performed in under 24h
MultiPass gives you access to bank-beating exchange rates that guarantee significant savings versus traditional banks
Get local presence in 20+ countries. Use SEPA Instant (EUR), ACH (USD), Faster Payments (GBP) and other local payment channels to transact in foreign markets cheaper and faster

Benefit from personal manager support. A dedicated banking expert that understands your business nature with help you out with any questions and ensure smooth delivery or your payments
Onboard and manage your account entirely online, wherever you are
MultiPass is part of the Dyninno Group, an international holding with over 19 years of experience in the global market

Order Foreign Currency

Details

Get competitive rates and 0% commission on over 60 currencies

Click & Collect

Collect euros and US dollars in just 2 hours from selected branches, and all other currencies the next day from any branch

Order Value

Between £400 to £2,500

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Order your currency and collect it in any branch
Single currency orders only placed Monday – Saturday (excluding bank holidays)
Collect euros and US dollars in just 2 hours from selected branches (order by 2pm, or 1 pm on Saturday)
Collect any of over 60 currencies the next day from any branch (order by 3pm, or two working days, after 1pm Saturdays, Sundays and bank holidays )
Delivery to your home also available
Need travel money even sooner? Many branches keep euros and US Dollars in stock
You can also buy smaller amounts in branch than the minimum order of £400 worth required online

100% refund guarantee (T&Cs apply) if your holiday’s cancelled, at the same exchange rate, excluding bank and delivery charges. Just send your receipts and evidence of cancellation to us within 28 days of purchase

Details

0% commission great rates online on over 60 currencies

Click & Collect

Free branch pick-up & next day delivery

Order Value

Between £200 to £2,999.99

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Order your currency and collect it for free in any of 50+ branches including Gatwick, Stansted, Newcastle, East Midlands, and Luton airports, as well as high street locations
0% commission and great rates online, in 60+ currencies, money transfer, tax refund, ATM
Home delivery also available through the UK – enjoy next day home delivery for FREE on orders above £800, otherwise it’s £6.95
Sell your currency back – you can also sell any unused currency back. Lock in the best online rate to exchange your foreign currencies for pounds and avoid inflated prices. Bring back your currency within 7 days
With a currency Buy-Back Guarantee Change Group will buy back your leftover currency at the same rate and 0% commission. For only £5.99

30 years expertise in currency exchange

Currency Exchange

Whether you are going on holiday, investing in a property abroad, buying foreign goods and services, or looking to make an international business deal, you will need to make use of currency exchange.

Banks and building societies offer exchange services, but their currency exchange rates are often poor value.

So if you are looking to make transactions at the best rates, you will want the best currency exchange rates you can find, as well as the expert service of a currency exchange specialist.

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