The Platinum credit card from Amex offers an introductory period for new customers, giving three per cent cash back for the first three months of the credit card.

Following this initial phase, the offer reverts to the standard, market-leading rate of 0.5 per cent for amounts up to £3,000, 1 per cent back for amounts up to £10,000 and 1.5 per cent for aggregate totals in excess of £10,000.

“American Express first launched a cash back credit card in 1998 and eight years on remains committed to rewarding card members for their spending and offering highly competitive rewards to attract new customers,” said the company’s director of lending Tom Allder.

Mr Allder also added that the offer was “clear and simple”, with no restrictions on where you could earn cash back on purchases, no spending cap and no minimum threshold.

The typical APR for the Amex Platinum is a variable 14.9 per cent.

To find out more about cash back credit cards, click here.

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