Compare Family Mobile Phone Insurance

Nowadays many households have as many mobile phones as they have family members, so it can often make sense to insure all the family mobile phones on one comprehensive family mobile phone insurance policy.

Family mobile phone insurance can offer a cost-effective way to protect your valuable mobiles and other electronic devices whilst home or abroad.

Benefits of Family Mobile Phone Insurance

Family mobile phone insurance could include features and benefits such as:

• Cover for theft of mobile phones
• Cover for loss of mobile phones
• Cover for accidental damage to mobile phones
• Cover for damage to mobile phones cased by spills or other liquids
• Cover for breakdown or malfunction of mobile phones
• Cover for unauthorised network charges from the point that your mobile phone was lost or stolen
• Many family mobile phone providers can offer instant cover so that your family mobile phones are protected from the moment you take out an insurance policy
• Worldwide cover for family mobile phones when abroad
• Family mobile phone accessories cover

Limitations of family mobile phone insurance

While family mobile phone insurance offers many benefits, there may be things that are excluded from your cover, so it is best to check with the insurer. Exclusions could include:

• Cover for all mobile phones belonging to family members usually only applies to family members living at the same address as the policyholder
• Children must be under 19, or 22 if in full time education,in order to be covered
• Children cannot be covered by a family insurance policy if they are married or in a civil partnership
• Children at university will usually only be covered when they are at home, not when they are away during term time