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If you are running your own firm, it is vital that you cover your back with a good public liability insurance policy.
Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
Business Public Liability Insurance
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Commercial Liability Insurance
If you are in charge of a large corporation that provides a service or product to the general public, you could face serious difficulties if a member of the public were to suffer an injury, loss or damage as a result of the work of your business.
Commercial liability insurance is designed to protect business against any such liability claims. A commercial liability insurance policy could cover you against the following:
- Professional indemnity will provide cover should a member of the public suffer an injury, loss or damage whilst using your service or as a consequence of acting on advice that your commercial business may have provided negligently, you could be covered.
- Public liability will protect you if a third party were to suffer an injury or damage to their property caused by you or your business, you could be protected.
- Product liability provides insurance in the event that a member of the public is injured or their property damaged by one of your products, you could be covered.
- Employers’ liability will help you meet the cost of legal fees and other payments should your employees be made ill or injured as a result of their working conditions
Take a look at the table or click on the link above to begin comparing liability insurance quotes today.