Compare Co op Loans
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Personal loans up to £25,000
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All credit histories considered.One search using our personal loan service will give you clarity about your loan options.
You will be shown the rate you will actually get if you are pre-approved for your loan & sort those results just for you.
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Co op Loans Review
The Co Op Loan might be a good option because not only does it offer a competitive rate, but also promises that the money you borrow is ethically sourced.
With a Co op Loan you can:
- Borrow from £2,000 to £25,000
- Repayment terms from 12 to 84 months
- No arrangement fee
- Early repayment option
- UK based call centres open 24/7
- Borrow money in £50 increments
In order to eligible for a co-operative loan you must:
- Have held your Co-operative Bank or Britannia account for a minimum of 1 month
- Be a UK resident and be 18 years old or older
- Not have any county court judgements against you
- Not have been 3 or more payments in arrears on any credit agreement in the last 6 months
Co op loan calculator
When looking for a personal loan, one of the most important things is finding out how much more it is ultimately going to cost you, you can use a calculator like the Co-Operative Bank loan calculator to get a rough indication of what your repayments might be with a Co-Operative personal loan.
However the actual APR you might be offered if you were to apply for the loan may be different from the one used by the loan calculator. This is because lenders will consider more than just how much you want to borrow and how long for when they actually receive your application, they will take into consideration things like your credit history and current financial circumstances, which will influence the APR they will offer you.
Before you apply
Loan, like most financial products can vary greatly between lenders both by interest rates and other terms and conditions. This means that the best choice of loan for one person is not necessarily so for everyone else. Why not check out the comparison tables above to see what some of your choices may be.
As well as shopping around you may also want to look into potential alternatives to borrowing before you make a decision. If you already have the required funds in savings it might be beneficial to use these instead. This is because the money you earn as interest from your savings may be less than the interest you would be required to pay on a loan of the same amount.
Get a better loan and apply online.
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One search using our personal loan service will give you clarity about your loan options.
You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.
Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.