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If you are running your own firm, it is vital that you cover your back with a good public liability insurance policy.
Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.
Business Public Liability Insurance
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Special Features
Public Liability
Up to £10 million
Employer Liability
Up to £10 million
Professional Indemnity
Up To £2 million standard cover
Civil Liability Insurance
If you make a living through providing a service or offering advice and information to the public, you may be interested in purchasing some sort of civil liability insurance to protect you in the event that a member of the public were to suffer an injury, loss or damage as a result of your work.
Civil liability insurance usually refers to the following types of cover:
- Professional indemnity
This would provide cover in the event that a third party suffered an injury, loss or damage whilst using your professional service or due to acting on advice that you may have provided negligently.
- Public liability
This would cover you if a member of the public suffered an injury or damage to their property which was caused by you or your business.
- Product liability
This covers you if a member of the public is subject to an injury or their property is damaged by a product that you have sold them.
To begin comparing civil liability insurance quotes today just look at the table or follow the links on this page.