2 Year Fixed Mortgage – 60% LTV
2 Year Fixed Offer
- Initial Rate – 1.23% APR
- 60% Loan To Value (LTV)
- 2 Year Fixed
- £150 CASHBACK
Call NatWest FREE on 0800 158 2934
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There are no tables for this criteria
There are no tables for this criteria
There are no tables for this criteria
There are no tables for this criteria
Capped Rate Mortgage
A capped rate mortgage has an interest rate that, like a tracker mortgage, may move up and down with the Bank of England base interest rate.
However, unlike a tracker mortgage, a capped rate mortgage can potentially offer customers slightly more financial security, as its interest rates will never rise above a certain level.
These ‘capped’. mortgages are often referred to as capped tracker mortgages.
There are a range of banks and building societies that could offer you competitive capped rate mortgages deals. You might therefore like to compare mortgage offers from a number of different lenders to see which could offer you the most value for money.
Our mortgage comparison tables below contain information about some of the most competitive mortgage deals currently on the market. You may find these useful as you search for a capped rate mortgage:
Depending on the circumstances, a capped rate mortgage may come with several pros and cons:
Advantages
- Security in the knowledge that your interest rates will not rise above a capped rate, making budgeting easier
- Rates that cannot be influenced by the lender once the mortgage deal begins, making changes easier to predict
Disadvantages
- Capped interest rates could be significantly higher than the equivalent fixed rate
- You may be subject to be early redemption charges
- Capped rate mortgages tend to come with arrangement fees
- Capped rate mortgages tend to be less readily available than standard fixed rate or tracker mortgages, so your choices could be fairly limited.
If you are interested in finding the most affordable capped rate mortgage deal, you may wish to consider the following points:
- Shop around using several different lenders and compare mortgage deals
- Work out how much you could afford to pay each month
- Use a mortgage calculator to assess costs and the viability of a proposed deal
- Get together as much of a deposit as possible
Mortgage Lender Links
- Abbey Mortgages
- Abbey National Mortgage
- Accord Mortgages
- Alliance and Leicester Mortgage
- Aldermore Mortgages
- Allied Irish Bank Mortgages
- AVIVA Mortgages
- Bank of China Mortgages
- Bank of Ireland Mortgages
- Bank of Scotland Mortgage
- Barclays Mortgage
- Barnsley Mortgages
- Bath Building Society Mortgages
- Beverley Building Society Mortgages
- BM Solutions Mortgages
- Bradford and Bingley Mortgages
- Bristol and West Mortgage
- Britannia Mortgages
- Buckinghamshire Building Society Mortgages
- C and G Mortgage
- Cambridge Mortgage
- Chelsea Building Society Mortgage Rates
- Cheltenham and Gloucester Mortgages
- Chesham Building Society Mortgages
- Cheshire Building Society Mortgages
- Chorley Building Society Mortgages
- Clydesdale Bank Mortgages
- Co-operative Bank Mortgage
- Coventry Mortgages
- Cumberland Building Society Mortgages
- Darlington Mortgages
- Derbyshire Mortgage
- Direct Line Mortgage
- Dunfermline Mortgage
- Ecology Building Society Mortgages
- First Active Mortgages
- First Direct Mortgages
- First Trust Bank Mortgages
- Furness Mortgage
- GE Money Mortgages
- Halifax Mortgages
- Hanley Building Society Mortgages
- Heritable Bank Mortgages
- Holmesdale Building Society Mortgages
- HSBC Mortgages
- Intelligent Finance Mortgage
- Investec Mortgages
- Ipswich Mortgage
- Kensington Mortgage
- Kent Reliance Mortgage
- Leeds and Holbeck Mortgages
- Leeds Building Society Mortgages
- Legal and General Mortgages
- Lloyds Bank Mortgages
- Loughborough Mortgages
- Manchester Building Society Mortgage
- Mansfield Building Society Mortgages
- Market Harborough Building Society Mortgages
- Marsden Mortgages
- Melton Mowbray Mortgages
- Metro Bank Mortgages
- Monmouthshire Building Society Mortgages
- National Counties Mortgages
- NatWest Mortgage
- NatWest Mortgage Application
- Newbury Building Society Mortgages
- Newcastle Mortgage
- Northern Bank Mortgage
- Norwich and Peterborough Mortgages
- Nottingham Mortgage
- One Account Mortgage
- Paragon Mortgages
- Penrith Building Society Mortgages
- Pink Home Loans Mortgages
- Platform Mortgages
- Post Office Mortgages
- Precise Mortgages
- Principality Building Society Mortgages
- Progressive Building Society Mortgages
- RBS Mortgages
- Royal Bank of Scotland Mortgages
- Saffron Building Society Mortgages
- Santander Mortgages
- Scarborough Building Society Mortgages
- Scottish Building Society Mortgages
- Scottish Widows Mortgages
- Shepshed Building Society Mortgages
- Skipton Building Society Mortgages
- Smile Mortgage
- Stafford Railway Mortgages
- Standard Life Mortgage
- Stroud and Swindon Building Society Mortgages
- Teachers Building Society Mortgages
- TESCO Mortgages
- Tipton and Coseley Mortgages
- TSB Mortgages
- UCB Home Loans
- Ulster Bank Mortgage
- Vernon Mortgages
- Virgin Money Mortgages
- West Brom Mortgages
- Woolwich Mortgage
- Yorkshire Bank Mortgages
Mortgage Links
- 2 Year Fixed Rate Mortgages
- 3 Year Fixed Rate Mortgages
- 5 Year Fixed Rate Mortgages
- 10 Year Fixed Rate Mortgages
- 50% LTV Mortgages
- 70% LTV Mortgages
- 75% LTV Mortgages
- 80% LTV Mortgages
- 90% LTV Mortgages
- 95% LTV Mortgages
- 5% Deposit Mortgages
- 20% Deposit Mortgages
- Bad Credit Mortgages
- Base Rate Mortgage
- Best Offset Mortgages
- Best Tracker Rate Mortgages
- Bridging Finance
- Buy To Let Mortgages
- Capped Rate Mortgage
- Cashback Mortgages
- Commercial Mortgages
- Current Account Mortgages
- Discounted Variable Rate Mortgages
- First Time Buyer Mortgages
- Fixed Rate Mortgages
- Fixed Rate No Fee Mortgages
- Flexible Mortgage
- High Loan to Value Mortgages
- High Value Mortgage
- Interest Only Fixed Rate Mortgage
- Interest Only Mortgage Calculator
- Interest Only Mortgages
- Joint Mortgages
- Landlord Mortgages
- Lifetime Tracker Mortgage
- Low Cost Mortgages
- Low Interest Mortgages
- Low LTV Mortgages
- Low Rate Mortgages
- Mortgage Agreement In Principle
- Mortgages for Over 50s
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- Mortgages for Over 65s
- Mortgages for Agency Workers
- Mortgages for Auction Properties
- Mortgages for Company Directors
- Mortgages for Contractors
- Mortgages for Doctors
- Mortgages for Guest Houses
- Mortgages for mobile homes
- Mortgages for wooden houses
- Mortgage Insurance
- Mortgage for New Build House
- Mortgage Payment Holidays
- Moving House Mortgage
- New Buy Mortgages
- No Deposit Mortgages
- Remortgage
- Repayment Mortgage
- Second Mortgage
- Second Home Mortgages
- Self Build Mortgage
- Self Cert Mortgage
- Self Employed Mortgage
- Shared Equity Mortgages
- Shared Ownership
- Sub Prime Mortgage Lenders
- Tracker Mortgages
- Variable Rate Mortgage