Builders Public Liability Insurance

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If you are running your own building firm, it is vital that you cover your back with a good builders public liability insurance policy.

Public Liability Insurance (PL) covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.

Builders Public Liability Insurance

There are insurance policies designed especially to meet the needs of tradesman, protecting you, your business and members of the public affected by your business.

Cover can include:

• Cost of any damages awarded to members of the public, employees and sub-contractors
• Damage/theft of tools
• Loss or damage to contract works and materials
• Loss or damage to your own plant and equipment
• Loss or damage to hired in plant
• Personal accident cover

You can also tailor your policy for added peace of mind, with extras such as cover for theft by an employee.

What does builders public liability insurance cover?

Provides peace of mind that if workplace incidents happen your building business is covered typically up to £5/10m of compensation payments including the associated legal defence costs. Policies will differ from provide to provider.

To get a range of public liability insurance quotes from across the market click here

How much does builders public liability insurance cost?

This will depend on factors such as the type of building industry your business is in, annual turnover and where you are based.

Does my building business need public liability insurance?

Public liability insurance is not a legal requirement, however you business partners or the membership bodies you belong to may require you to have it.