That equates to 5.37% per year…

“With most 3 year fixed rates only offering around 4%, the opportunity to return 5.37% a year is certainly worth a closer look. The trade off for such a high return is that the FTSE needs to finish higher at the end of the three years than its starting value (subject to averaging).

So if you think the FTSE will rise in the next few years and want to gain a higher return on your business savings than is available through fixed rate bonds, this is a compelling alternative.”

Oliver Roylance-Smith, head of savings and investment

Request a brochure pack for the Investec FTSE 3 year Deposit Plan

This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.